IFSC Code of Yes Bank, Janalaxmi Coop Bank Deccan Gymkhana Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's JANALAXMI COOP BANK DECCAN GYMKHANA branch in PUNE, MAHARASHTRA. The branch's IFSC code YESB0JLCB22 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's JANALAXMI COOP BANK DECCAN GYMKHANA branch, the IFSC YESB0JLCB22 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and JLCB22 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Janalaxmi Coop Bank Deccan Gymkhana branch — IFSC YESB0JLCB22 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

About the Janalaxmi Coop Bank Deccan Gymkhana branch

The Janalaxmi Coop Bank Deccan Gymkhana branch of Yes Bank is situated at DECCAN GYMKHANA 1206/34,OPP HOTEL PATHIK,SHIVAJI NAGAR,PUNE-411004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0JLCB22 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANALAXMI COOP BANK DECCAN GYMKHANA of Yes Bank — its own 11-character IFSC. The code YESB0JLCB22 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0JLCB22 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Janalaxmi Coop Bank Deccan Gymkhana branch

Once you have an account at Yes Bank – JANALAXMI COOP BANK DECCAN GYMKHANA, the IFSC YESB0JLCB22 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Janalaxmi Coop Bank Deccan Gymkhana branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0JLCB22

How to transfer money using IFSC YESB0JLCB22

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0JLCB22 across all three.

NEFT to Yes Bank, JANALAXMI COOP BANK DECCAN GYMKHANA using IFSC YESB0JLCB22

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0JLCB22, and confirm that the system picks up Yes Bank – JANALAXMI COOP BANK DECCAN GYMKHANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JANALAXMI COOP BANK DECCAN GYMKHANA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's JANALAXMI COOP BANK DECCAN GYMKHANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0JLCB22 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – JANALAXMI COOP BANK DECCAN GYMKHANA, use IMPS. With IFSC YESB0JLCB22 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0JLCB22 for Yes Bank – JANALAXMI COOP BANK DECCAN GYMKHANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Janalaxmi Coop Bank Deccan Gymkhana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's JANALAXMI COOP BANK DECCAN GYMKHANA branch, the IFSC YESB0JLCB22 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Janalaxmi Coop Bank Deccan Gymkhana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0JLCB22 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0JLCB22 and the account number together uniquely identify the Janalaxmi Coop Bank Deccan Gymkhana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – JANALAXMI COOP BANK DECCAN GYMKHANA:

• The IFSC is exactly YESB0JLCB22 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and JANALAXMI COOP BANK DECCAN GYMKHANA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Janalaxmi Coop Bank Deccan Gymkhana branch

The branch is located at DECCAN GYMKHANA 1206/34,OPP HOTEL PATHIK,SHIVAJI NAGAR,PUNE-411004, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Janalaxmi Coop Bank Deccan Gymkhana branch” — the verified location pin for IFSC YESB0JLCB22 should appear at the top of the results.
2. Confirm the branch is open by calling 20-25520760 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0JLCB22 and your account number.

Verifying IFSC YESB0JLCB22 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0JLCB22 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-25520760.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Janalaxmi Coop Bank Deccan Gymkhana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0JLCB22 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0JLCB22 is the IFSC code of Yes Bank, JANALAXMI COOP BANK DECCAN GYMKHANA branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.