IFSC Code of Yes Bank, Wardha Nagri Bank Pulgaon Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's WARDHA NAGRI BANK PULGAON branch in PULGAON, MAHARASHTRA. The branch's IFSC code YESB0WNSB10 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's WARDHA NAGRI BANK PULGAON branch, the IFSC YESB0WNSB10 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and WNSB10 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Wardha Nagri Bank Pulgaon branch in Pulgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0WNSB10.

Branch details at a glance

About the Wardha Nagri Bank Pulgaon branch

The Wardha Nagri Bank Pulgaon branch of Yes Bank is situated at NIWAL BUILDING,GANDHI CHOWK, PULGAON-442302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0WNSB10 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's WARDHA NAGRI BANK PULGAON branch came to be assigned the code YESB0WNSB10.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0WNSB10, money simply cannot be routed to the WARDHA NAGRI BANK PULGAON branch electronically.

Account types you can open at the Wardha Nagri Bank Pulgaon branch

Once you have an account at Yes Bank – WARDHA NAGRI BANK PULGAON, the IFSC YESB0WNSB10 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Wardha Nagri Bank Pulgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7158-282096.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0WNSB10

How to transfer money using IFSC YESB0WNSB10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0WNSB10 across all three.

How to use IFSC YESB0WNSB10 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's WARDHA NAGRI BANK PULGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0WNSB10.
4. Confirm the bank name auto-populates as Yes Bank and the branch as WARDHA NAGRI BANK PULGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to WARDHA NAGRI BANK PULGAON

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's WARDHA NAGRI BANK PULGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0WNSB10 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – WARDHA NAGRI BANK PULGAON, use IMPS. With IFSC YESB0WNSB10 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0WNSB10 for Yes Bank – WARDHA NAGRI BANK PULGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagri Bank Pulgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's WARDHA NAGRI BANK PULGAON branch, the IFSC YESB0WNSB10 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0WNSB10

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the WARDHA NAGRI BANK PULGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0WNSB10 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0WNSB10 and the account number together uniquely identify the Wardha Nagri Bank Pulgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – WARDHA NAGRI BANK PULGAON:

• The IFSC is exactly YESB0WNSB10 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and WARDHA NAGRI BANK PULGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Wardha Nagri Bank Pulgaon branch

The branch is located at NIWAL BUILDING,GANDHI CHOWK, PULGAON-442302, which puts it inside Pulgaon, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Wardha Nagri Bank Pulgaon branch” — the verified location pin for IFSC YESB0WNSB10 should appear at the top of the results.
2. Confirm the branch is open by calling 7158-282096 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0WNSB10 and your account number.

Verifying IFSC YESB0WNSB10 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0WNSB10 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7158-282096.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Wardha Nagri Bank Pulgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0WNSB10, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0WNSB10 is the IFSC code of Yes Bank, WARDHA NAGRI BANK PULGAON branch, in PULGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.