IFSC Code of Yes Bank, The Goa State Coop Bank Korgao Branch, Goa

If you are searching for the IFSC code of Yes Bank, THE GOA STATE COOP BANK KORGAO branch in PERNEM, GOA, this page has every detail you need. The verified IFSC code for this branch is YESB0GSCB27. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE GOA STATE COOP BANK KORGAO branch, and detailed step-by-step guides for using the IFSC YESB0GSCB27 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE GOA STATE COOP BANK KORGAO is YESB0GSCB27. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GSCB27 map to this branch in PERNEM, GOA.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the The Goa State Coop Bank Korgao branch in Pernem. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0GSCB27.

Branch details at a glance

About this branch

The branch is located at KORGAO, PEDNEM, GOA - 403512. It serves the Pernem region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0GSCB27 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE GOA STATE COOP BANK KORGAO branch came to be assigned the code YESB0GSCB27.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GSCB27, money simply cannot be routed to the THE GOA STATE COOP BANK KORGAO branch electronically.

Products and account variants supported

Every account opened at the The Goa State Coop Bank Korgao branch is mapped to IFSC YESB0GSCB27 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GSCB27.

Banking services available

The The Goa State Coop Bank Korgao branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 832-2241182.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0GSCB27

How to transfer money using IFSC YESB0GSCB27

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GSCB27 across all three.

NEFT to Yes Bank, THE GOA STATE COOP BANK KORGAO using IFSC YESB0GSCB27

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0GSCB27, and confirm that the system picks up Yes Bank – THE GOA STATE COOP BANK KORGAO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE GOA STATE COOP BANK KORGAO

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE GOA STATE COOP BANK KORGAO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GSCB27 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE GOA STATE COOP BANK KORGAO (IFSC YESB0GSCB27)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GSCB27 in your mobile or internet banking app, and the money is credited to the THE GOA STATE COOP BANK KORGAO branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Goa State Coop Bank Korgao

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0GSCB27:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GOA STATE COOP BANK KORGAO is still linked to IFSC YESB0GSCB27.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE GOA STATE COOP BANK KORGAO branch, the IFSC YESB0GSCB27 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0GSCB27

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE GOA STATE COOP BANK KORGAO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0GSCB27 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0GSCB27 and the account number together uniquely identify the The Goa State Coop Bank Korgao branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE GOA STATE COOP BANK KORGAO:

• The IFSC is exactly YESB0GSCB27 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE GOA STATE COOP BANK KORGAO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Goa State Coop Bank Korgao branch

The branch is located at KORGAO, PEDNEM, GOA - 403512, which puts it inside Pernem, the broader North Goa district, and the state of Goa. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Goa State Coop Bank Korgao branch” — the verified location pin for IFSC YESB0GSCB27 should appear at the top of the results.
2. Confirm the branch is open by calling 832-2241182 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0GSCB27 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GSCB27 for Yes Bank – THE GOA STATE COOP BANK KORGAO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Goa State Coop Bank Korgao are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GSCB27 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0GSCB27 belongs to Yes Bank's THE GOA STATE COOP BANK KORGAO branch, located at KORGAO, PEDNEM, GOA - 403512 in PERNEM, GOA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.