IFSC Code of Yes Bank, Panipat Urban Coop Bank Sanoli Road Branch, Haryana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, PANIPAT URBAN COOP BANK SANOLI ROAD branch in PANIPAT. The 11-digit IFSC YESB0PUCB16 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the PANIPAT URBAN COOP BANK SANOLI ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's PANIPAT URBAN COOP BANK SANOLI ROAD branch, the IFSC YESB0PUCB16 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and PUCB16 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Panipat Urban Coop Bank Sanoli Road branch in Panipat, Haryana is part of this network and uses the IFSC code YESB0PUCB16 for all electronic settlement.

About this branch

The branch is located at 15/3 BABAIL NAKA SANOLI ROAD PANIPAT 132103. It serves the Panipat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0PUCB16 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANIPAT URBAN COOP BANK SANOLI ROAD of Yes Bank — its own 11-character IFSC. The code YESB0PUCB16 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0PUCB16 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0PUCB16

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PUCB16 across all three.

How to use IFSC YESB0PUCB16 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PANIPAT URBAN COOP BANK SANOLI ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0PUCB16.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PANIPAT URBAN COOP BANK SANOLI ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0PUCB16

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – PANIPAT URBAN COOP BANK SANOLI ROAD, ensure your bank's portal accepts IFSC YESB0PUCB16 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – PANIPAT URBAN COOP BANK SANOLI ROAD, use IMPS. With IFSC YESB0PUCB16 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Panipat Urban Coop Bank Sanoli Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0PUCB16:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANIPAT URBAN COOP BANK SANOLI ROAD is still linked to IFSC YESB0PUCB16.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's PANIPAT URBAN COOP BANK SANOLI ROAD branch, the IFSC YESB0PUCB16 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Panipat Urban Coop Bank Sanoli Road branch

Once you have an account at Yes Bank – PANIPAT URBAN COOP BANK SANOLI ROAD, the IFSC YESB0PUCB16 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Panipat Urban Coop Bank Sanoli Road branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0PUCB16

MICR & cheque-truncation details

Cheques drawn on the Panipat Urban Coop Bank Sanoli Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0PUCB16 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Panipat Urban Coop Bank Sanoli Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0PUCB16 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – PANIPAT URBAN COOP BANK SANOLI ROAD:

• The IFSC is exactly YESB0PUCB16 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and PANIPAT URBAN COOP BANK SANOLI ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Panipat Urban Coop Bank Sanoli Road branch

The branch is located at 15/3 BABAIL NAKA SANOLI ROAD PANIPAT 132103, which puts it inside Panipat, the broader Panipat district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Panipat Urban Coop Bank Sanoli Road branch” — the verified location pin for IFSC YESB0PUCB16 should appear at the top of the results.
2. Confirm the branch is open by calling 8199907002 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0PUCB16 and your account number.

Verifying IFSC YESB0PUCB16 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0PUCB16 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8199907002.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Panipat Urban Coop Bank Sanoli Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0PUCB16 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0PUCB16 is the IFSC code of Yes Bank, PANIPAT URBAN COOP BANK SANOLI ROAD branch, in PANIPAT, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.