Below are the complete branch details for Yes Bank, PANIPAT URBAN COOP BANK ANAJ MANDI branch, located in PANIPAT, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0PUCB09. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0PUCB09 for Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0PUCB09 is the IFSC of Yes Bank's PANIPAT URBAN COOP BANK ANAJ MANDI branch. The format is fixed: YESB = bank code, 0 = reserved, PUCB09 = branch identifier.
Bank profile
Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Panipat Urban Coop Bank Anaj Mandi branch — IFSC YESB0PUCB09 — extends the bank's services to customers in and around Panipat, Haryana.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Panipat Urban Coop Bank Anaj Mandi |
| IFSC Code | YESB0PUCB09 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD ANAJ MANDI PANIPAT - 132103 |
| City | Panipat |
| District | Panipat |
| State | Haryana |
| Phone | 9466564303 |
About the Panipat Urban Coop Bank Anaj Mandi branch
The Panipat Urban Coop Bank Anaj Mandi branch of Yes Bank is situated at MAIN ROAD ANAJ MANDI PANIPAT - 132103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0PUCB09 is used.
Why every Yes Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANIPAT URBAN COOP BANK ANAJ MANDI of Yes Bank — its own 11-character IFSC. The code YESB0PUCB09 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0PUCB09 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Panipat Urban Coop Bank Anaj Mandi branch
Once you have an account at Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI, the IFSC YESB0PUCB09 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Panipat Urban Coop Bank Anaj Mandi branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0PUCB09
How to transfer money using IFSC YESB0PUCB09
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PUCB09 across all three.
NEFT to Yes Bank, PANIPAT URBAN COOP BANK ANAJ MANDI using IFSC YESB0PUCB09
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0PUCB09, and confirm that the system picks up Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PANIPAT URBAN COOP BANK ANAJ MANDI
If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's PANIPAT URBAN COOP BANK ANAJ MANDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0PUCB09 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI, use IMPS. With IFSC YESB0PUCB09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0PUCB09 for Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0PUCB09 | Yes – YESB0PUCB09 | Yes – YESB0PUCB09 |
For most retail customers crediting the Panipat Urban Coop Bank Anaj Mandi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0PUCB09
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI is still mapped to IFSC YESB0PUCB09. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0PUCB09 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Panipat Urban Coop Bank Anaj Mandi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0PUCB09 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0PUCB09 and the account number together uniquely identify the Panipat Urban Coop Bank Anaj Mandi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC YESB0PUCB09
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0PUCB09. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Panipat Urban Coop Bank Anaj Mandi branch sits at MAIN ROAD ANAJ MANDI PANIPAT - 132103. If you are travelling from outside Panipat, search for the branch on a maps application using the bank name and locality, or call 9466564303 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0PUCB09 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0PUCB09 for Yes Bank – PANIPAT URBAN COOP BANK ANAJ MANDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panipat Urban Coop Bank Anaj Mandi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0PUCB09, however, work 24x7.
Branch address & contact
Yes BankPanipat Urban Coop Bank Anaj Mandi Branch
MAIN ROAD ANAJ MANDI PANIPAT - 132103
Panipat, Haryana
Phone: 9466564303
IFSC: YESB0PUCB09
Frequently asked questions
Where is Yes Bank Panipat Urban Coop Bank Anaj Mandi branch located?
Yes Bank's Panipat Urban Coop Bank Anaj Mandi branch is located at MAIN ROAD ANAJ MANDI PANIPAT - 132103, Panipat, Haryana.
What is the phone number of Yes Bank Panipat Urban Coop Bank Anaj Mandi branch?
You can reach the branch at 9466564303 during regular banking hours.
Can I use IFSC YESB0PUCB09 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0PUCB09 to send funds instantly.
Is IFSC YESB0PUCB09 the same for all accounts at Panipat Urban Coop Bank Anaj Mandi branch?
Yes. The IFSC YESB0PUCB09 is shared by every account held at Yes Bank's Panipat Urban Coop Bank Anaj Mandi branch. Only the account number changes from customer to customer.
Is IFSC YESB0PUCB09 valid for NEFT and RTGS?
Yes. IFSC YESB0PUCB09 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Yes Bank Panipat Urban Coop Bank Anaj Mandi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0PUCB09, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: YESB0PUCB09 is the IFSC code of Yes Bank, PANIPAT URBAN COOP BANK ANAJ MANDI branch, in PANIPAT, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


