IFSC Code of Yes Bank, Panipat Urban Coop Bank Panchkula Branch, Haryana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, PANIPAT URBAN COOP BANK PANCHKULA branch in PANCHKULA. The 11-digit IFSC YESB0PUCB19 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the PANIPAT URBAN COOP BANK PANCHKULA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA is YESB0PUCB19. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters PUCB19 map to this branch in PANCHKULA, HARYANA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Panipat Urban Coop Bank Panchkula branch — IFSC YESB0PUCB19 — extends the bank's services to customers in and around Panchkula, Haryana.

Branch details at a glance

Panipat Urban Coop Bank Panchkula branch overview

Located at SCO 4-5 HARDWARE MKT, VILLAGE RALLY, SEC 12, PANCHKULA - 134118, the Panipat Urban Coop Bank Panchkula branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0PUCB19 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANIPAT URBAN COOP BANK PANCHKULA of Yes Bank — its own 11-character IFSC. The code YESB0PUCB19 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0PUCB19 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Panipat Urban Coop Bank Panchkula branch is mapped to IFSC YESB0PUCB19 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0PUCB19.

Products and services

Customers walking into the Panipat Urban Coop Bank Panchkula branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0PUCB19

How to transfer money using IFSC YESB0PUCB19

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PUCB19 across all three.

NEFT to Yes Bank, PANIPAT URBAN COOP BANK PANCHKULA using IFSC YESB0PUCB19

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0PUCB19, and confirm that the system picks up Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0PUCB19

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA, ensure your bank's portal accepts IFSC YESB0PUCB19 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA, use IMPS. With IFSC YESB0PUCB19 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0PUCB19 for Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Panipat Urban Coop Bank Panchkula branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0PUCB19

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA is still mapped to IFSC YESB0PUCB19. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0PUCB19 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0PUCB19

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the PANIPAT URBAN COOP BANK PANCHKULA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0PUCB19 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Panipat Urban Coop Bank Panchkula branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0PUCB19 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA:

• The IFSC is exactly YESB0PUCB19 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and PANIPAT URBAN COOP BANK PANCHKULA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Panipat Urban Coop Bank Panchkula branch

The branch is located at SCO 4-5 HARDWARE MKT, VILLAGE RALLY, SEC 12, PANCHKULA - 134118, which puts it inside Panchkula, the broader Panchkula district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Panipat Urban Coop Bank Panchkula branch” — the verified location pin for IFSC YESB0PUCB19 should appear at the top of the results.
2. Confirm the branch is open by calling 8607129100 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0PUCB19 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0PUCB19 for Yes Bank – PANIPAT URBAN COOP BANK PANCHKULA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Panipat Urban Coop Bank Panchkula are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0PUCB19 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0PUCB19 is the IFSC code of Yes Bank, PANIPAT URBAN COOP BANK PANCHKULA branch, in PANCHKULA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.