If you are searching for the IFSC code of Yes Bank, MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch in PALUS, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0MPSC03. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch, and detailed step-by-step guides for using the IFSC YESB0MPSC03 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch, the IFSC YESB0MPSC03 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and MPSC03 identifies this particular branch.
Bank profile
Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mamasaheb Pawar Satyavijay Coop Bank Palus branch — IFSC YESB0MPSC03 — extends the bank's services to customers in and around Palus, Maharashtra.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Mamasaheb Pawar Satyavijay Coop Bank Palus |
| IFSC Code | YESB0MPSC03 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD PALUS TAL PALUS SANGLI 416310 |
| City | Palus |
| District | Sangli |
| State | Maharashtra |
| STD Code | 2346 |
| Phone | 226437 |
About this branch
The branch is located at MAIN ROAD PALUS TAL PALUS SANGLI 416310. It serves the Palus region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MPSC03 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch came to be assigned the code YESB0MPSC03.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MPSC03, money simply cannot be routed to the MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch electronically.
Account types you can open at the Mamasaheb Pawar Satyavijay Coop Bank Palus branch
Once you have an account at Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS, the IFSC YESB0MPSC03 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mamasaheb Pawar Satyavijay Coop Bank Palus branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0MPSC03
How to transfer money using IFSC YESB0MPSC03
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MPSC03 across all three.
NEFT to Yes Bank, MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS using IFSC YESB0MPSC03
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MPSC03, and confirm that the system picks up Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS
If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MPSC03 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS, use IMPS. With IFSC YESB0MPSC03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0MPSC03 for Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0MPSC03 | Yes – YESB0MPSC03 | Yes – YESB0MPSC03 |
For most retail customers crediting the Mamasaheb Pawar Satyavijay Coop Bank Palus branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0MPSC03
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS is still mapped to IFSC YESB0MPSC03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0MPSC03 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mamasaheb Pawar Satyavijay Coop Bank Palus branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MPSC03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0MPSC03 and the account number together uniquely identify the Mamasaheb Pawar Satyavijay Coop Bank Palus branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC YESB0MPSC03
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0MPSC03. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mamasaheb Pawar Satyavijay Coop Bank Palus branch sits at MAIN ROAD PALUS TAL PALUS SANGLI 416310. If you are travelling from outside Palus, search for the branch on a maps application using the bank name and locality, or call 2346-226437 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MPSC03 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0MPSC03 for Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mamasaheb Pawar Satyavijay Coop Bank Palus are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MPSC03 continue to work without interruption.
Branch address & contact
Yes BankMamasaheb Pawar Satyavijay Coop Bank Palus Branch
MAIN ROAD PALUS TAL PALUS SANGLI 416310
Palus, Maharashtra
Phone: 2346-226437
IFSC: YESB0MPSC03
Frequently asked questions
What is the IFSC code of Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Palus branch?
The IFSC code of Yes Bank, Mamasaheb Pawar Satyavijay Coop Bank Palus branch is YESB0MPSC03. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Palus branch?
You can reach the branch at 2346-226437 during regular banking hours.
How do I add Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Palus as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0MPSC03, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC YESB0MPSC03 valid for NEFT and RTGS?
Yes. IFSC YESB0MPSC03 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC YESB0MPSC03 the same for all accounts at Mamasaheb Pawar Satyavijay Coop Bank Palus branch?
Yes. The IFSC YESB0MPSC03 is shared by every account held at Yes Bank's Mamasaheb Pawar Satyavijay Coop Bank Palus branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mamasaheb Pawar Satyavijay Coop Bank Palus branch but serve different purposes.
Summary
The IFSC code YESB0MPSC03 belongs to Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK PALUS branch, located at MAIN ROAD PALUS TAL PALUS SANGLI 416310 in PALUS, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


