IFSC Code of Yes Bank, Ucb Lakhimpur Palia Kalan Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's UCB LAKHIMPUR PALIA KALAN branch in PALIA KALAN, UTTAR PRADESH. The branch's IFSC code YESB0LUBPAL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's UCB LAKHIMPUR PALIA KALAN branch, the IFSC YESB0LUBPAL breaks down as follows: YESB identifies the bank, 0 is the reserved character, and LUBPAL identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ucb Lakhimpur Palia Kalan branch in Palia Kalan, Uttar Pradesh is part of this network and uses the IFSC code YESB0LUBPAL for all electronic settlement.

About this branch

The branch is located at PHALHARI MARKET, PALIA KALAN, LAKHIMPUR KHERI - 262902. It serves the Palia Kalan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0LUBPAL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UCB LAKHIMPUR PALIA KALAN branch came to be assigned the code YESB0LUBPAL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0LUBPAL, money simply cannot be routed to the UCB LAKHIMPUR PALIA KALAN branch electronically.

How to transfer money using IFSC YESB0LUBPAL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LUBPAL across all three.

How to use IFSC YESB0LUBPAL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's UCB LAKHIMPUR PALIA KALAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0LUBPAL.
4. Confirm the bank name auto-populates as Yes Bank and the branch as UCB LAKHIMPUR PALIA KALAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UCB LAKHIMPUR PALIA KALAN

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UCB LAKHIMPUR PALIA KALAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0LUBPAL while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank UCB LAKHIMPUR PALIA KALAN (IFSC YESB0LUBPAL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0LUBPAL in your mobile or internet banking app, and the money is credited to the UCB LAKHIMPUR PALIA KALAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0LUBPAL for Yes Bank – UCB LAKHIMPUR PALIA KALAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ucb Lakhimpur Palia Kalan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's UCB LAKHIMPUR PALIA KALAN branch, the IFSC YESB0LUBPAL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ucb Lakhimpur Palia Kalan branch is mapped to IFSC YESB0LUBPAL on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0LUBPAL.

Banking services available

The Ucb Lakhimpur Palia Kalan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9415168319.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LUBPAL

MICR & cheque-truncation details

Cheques drawn on the Ucb Lakhimpur Palia Kalan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0LUBPAL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Ucb Lakhimpur Palia Kalan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0LUBPAL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0LUBPAL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – UCB LAKHIMPUR PALIA KALAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0LUBPAL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Ucb Lakhimpur Palia Kalan branch

The branch is located at PHALHARI MARKET, PALIA KALAN, LAKHIMPUR KHERI - 262902, which puts it inside Palia Kalan, the broader Lakhimpur Kheri district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Ucb Lakhimpur Palia Kalan branch” — the verified location pin for IFSC YESB0LUBPAL should appear at the top of the results.
2. Confirm the branch is open by calling 9415168319 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0LUBPAL and your account number.

Verifying IFSC YESB0LUBPAL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0LUBPAL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9415168319.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ucb Lakhimpur Palia Kalan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LUBPAL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LUBPAL belongs to Yes Bank's UCB LAKHIMPUR PALIA KALAN branch, located at PHALHARI MARKET, PALIA KALAN, LAKHIMPUR KHERI - 262902 in PALIA KALAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.