IFSC Code of Yes Bank, The Goa State Coop Bank Pale Branch, Goa

Below are the complete branch details for Yes Bank, THE GOA STATE COOP BANK PALE branch, located in PALE, GOA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0GSCB11. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0GSCB11 for Yes Bank – THE GOA STATE COOP BANK PALE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE GOA STATE COOP BANK PALE is YESB0GSCB11. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GSCB11 map to this branch in PALE, GOA.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Goa State Coop Bank Pale branch in Pale, Goa is part of this network and uses the IFSC code YESB0GSCB11 for all electronic settlement.

About this branch

The branch is located at VILLAGE PANCHAYAT BUILDING, AMBEGAL, PALE, GOA - 403105.. It serves the Pale region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0GSCB11 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE GOA STATE COOP BANK PALE branch came to be assigned the code YESB0GSCB11.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GSCB11, money simply cannot be routed to the THE GOA STATE COOP BANK PALE branch electronically.

How to transfer money using IFSC YESB0GSCB11

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GSCB11 across all three.

NEFT to Yes Bank, THE GOA STATE COOP BANK PALE using IFSC YESB0GSCB11

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0GSCB11, and confirm that the system picks up Yes Bank – THE GOA STATE COOP BANK PALE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE GOA STATE COOP BANK PALE

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE GOA STATE COOP BANK PALE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GSCB11 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE GOA STATE COOP BANK PALE (IFSC YESB0GSCB11)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GSCB11 in your mobile or internet banking app, and the money is credited to the THE GOA STATE COOP BANK PALE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0GSCB11 for Yes Bank – THE GOA STATE COOP BANK PALE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Goa State Coop Bank Pale branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE GOA STATE COOP BANK PALE branch, the IFSC YESB0GSCB11 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Goa State Coop Bank Pale branch is mapped to IFSC YESB0GSCB11 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GSCB11.

Products and services

Customers walking into the The Goa State Coop Bank Pale branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0GSCB11

MICR & cheque-truncation details

Cheques drawn on the The Goa State Coop Bank Pale branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0GSCB11 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Goa State Coop Bank Pale branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0GSCB11 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE GOA STATE COOP BANK PALE:

• The IFSC is exactly YESB0GSCB11 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE GOA STATE COOP BANK PALE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Goa State Coop Bank Pale branch sits at VILLAGE PANCHAYAT BUILDING, AMBEGAL, PALE, GOA - 403105.. If you are travelling from outside Pale, search for the branch on a maps application using the bank name and locality, or call 832-2372240 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0GSCB11 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GSCB11 for Yes Bank – THE GOA STATE COOP BANK PALE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Goa State Coop Bank Pale are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GSCB11 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0GSCB11 is the IFSC code of Yes Bank, THE GOA STATE COOP BANK PALE branch, in PALE, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.