IFSC Code of Yes Bank, Gandhi Coop Urban Bank Nuziveedu Branch, Andhra Pradesh

Below are the complete branch details for Yes Bank, GANDHI COOP URBAN BANK NUZIVEEDU branch, located in NUZVID, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is YESB0GCUB08. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0GCUB08 for Yes Bank – GANDHI COOP URBAN BANK NUZIVEEDU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0GCUB08 is the IFSC of Yes Bank's GANDHI COOP URBAN BANK NUZIVEEDU branch. The format is fixed: YESB = bank code, 0 = reserved, GCUB08 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gandhi Coop Urban Bank Nuziveedu branch in Nuzvid, Andhra Pradesh is part of this network and uses the IFSC code YESB0GCUB08 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at DOOR NO 22-131, PATAPET, NUZIVEDU - 521201. It serves the Nuzvid region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0GCUB08 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's GANDHI COOP URBAN BANK NUZIVEEDU branch came to be assigned the code YESB0GCUB08.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GCUB08, money simply cannot be routed to the GANDHI COOP URBAN BANK NUZIVEEDU branch electronically.

Products and account variants supported

Every account opened at the Gandhi Coop Urban Bank Nuziveedu branch is mapped to IFSC YESB0GCUB08 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GCUB08.

Products and services

Customers walking into the Gandhi Coop Urban Bank Nuziveedu branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0GCUB08

How to transfer money using IFSC YESB0GCUB08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GCUB08 across all three.

How to use IFSC YESB0GCUB08 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's GANDHI COOP URBAN BANK NUZIVEEDU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0GCUB08.
4. Confirm the bank name auto-populates as Yes Bank and the branch as GANDHI COOP URBAN BANK NUZIVEEDU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GANDHI COOP URBAN BANK NUZIVEEDU

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's GANDHI COOP URBAN BANK NUZIVEEDU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GCUB08 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – GANDHI COOP URBAN BANK NUZIVEEDU, use IMPS. With IFSC YESB0GCUB08 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gandhi Coop Urban Bank Nuziveedu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0GCUB08:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANDHI COOP URBAN BANK NUZIVEEDU is still linked to IFSC YESB0GCUB08.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's GANDHI COOP URBAN BANK NUZIVEEDU branch, the IFSC YESB0GCUB08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Gandhi Coop Urban Bank Nuziveedu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0GCUB08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0GCUB08 and the account number together uniquely identify the Gandhi Coop Urban Bank Nuziveedu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – GANDHI COOP URBAN BANK NUZIVEEDU:

• The IFSC is exactly YESB0GCUB08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and GANDHI COOP URBAN BANK NUZIVEEDU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gandhi Coop Urban Bank Nuziveedu branch sits at DOOR NO 22-131, PATAPET, NUZIVEDU - 521201. If you are travelling from outside Nuzvid, search for the branch on a maps application using the bank name and locality, or call 8656-235305 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0GCUB08 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GCUB08 for Yes Bank – GANDHI COOP URBAN BANK NUZIVEEDU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gandhi Coop Urban Bank Nuziveedu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GCUB08 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0GCUB08 is the IFSC code of Yes Bank, GANDHI COOP URBAN BANK NUZIVEEDU branch, in NUZVID, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.