IFSC Code of Yes Bank, Islampur Urban Coop Bank Nerle Branch, Maharashtra

Below are the complete branch details for Yes Bank, ISLAMPUR URBAN COOP BANK NERLE branch, located in NERLE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0TIUB03. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0TIUB03 for Yes Bank – ISLAMPUR URBAN COOP BANK NERLE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's ISLAMPUR URBAN COOP BANK NERLE branch, the IFSC YESB0TIUB03 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and TIUB03 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Islampur Urban Coop Bank Nerle branch in Nerle, Maharashtra is part of this network and uses the IFSC code YESB0TIUB03 for all electronic settlement.

About the Islampur Urban Coop Bank Nerle branch

The Islampur Urban Coop Bank Nerle branch of Yes Bank is situated at SHAH BLDG,NERLE,TAL WALWA,SANGLI 415406. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0TIUB03 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ISLAMPUR URBAN COOP BANK NERLE of Yes Bank — its own 11-character IFSC. The code YESB0TIUB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0TIUB03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0TIUB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TIUB03 across all three.

How to use IFSC YESB0TIUB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ISLAMPUR URBAN COOP BANK NERLE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0TIUB03.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ISLAMPUR URBAN COOP BANK NERLE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0TIUB03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – ISLAMPUR URBAN COOP BANK NERLE, ensure your bank's portal accepts IFSC YESB0TIUB03 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – ISLAMPUR URBAN COOP BANK NERLE, use IMPS. With IFSC YESB0TIUB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0TIUB03 for Yes Bank – ISLAMPUR URBAN COOP BANK NERLE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Islampur Urban Coop Bank Nerle branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0TIUB03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – ISLAMPUR URBAN COOP BANK NERLE is still mapped to IFSC YESB0TIUB03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0TIUB03 and the beneficiary's account number to complete the transfer.

Account types you can open at the Islampur Urban Coop Bank Nerle branch

Once you have an account at Yes Bank – ISLAMPUR URBAN COOP BANK NERLE, the IFSC YESB0TIUB03 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Islampur Urban Coop Bank Nerle branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0TIUB03

MICR & cheque-truncation details

Cheques drawn on the Islampur Urban Coop Bank Nerle branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0TIUB03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0TIUB03

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the ISLAMPUR URBAN COOP BANK NERLE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0TIUB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ISLAMPUR URBAN COOP BANK NERLE:

• The IFSC is exactly YESB0TIUB03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ISLAMPUR URBAN COOP BANK NERLE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Islampur Urban Coop Bank Nerle branch

The branch is located at SHAH BLDG,NERLE,TAL WALWA,SANGLI 415406, which puts it inside Nerle, the broader Sangli district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Islampur Urban Coop Bank Nerle branch” — the verified location pin for IFSC YESB0TIUB03 should appear at the top of the results.
2. Confirm the branch is open by calling 2342-278557 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0TIUB03 and your account number.

Verifying IFSC YESB0TIUB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0TIUB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2342-278557.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Islampur Urban Coop Bank Nerle are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0TIUB03 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0TIUB03 is the IFSC code of Yes Bank, ISLAMPUR URBAN COOP BANK NERLE branch, in NERLE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.