IFSC Code of Yes Bank, Shree Mahesh Co-Op Bank Ltd, Nashik Branch, Maharashtra

Below are the complete branch details for Yes Bank, SHREE MAHESH CO-OP BANK LTD, NASHIK branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0SMBLHO. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0SMBLHO for Yes Bank – SHREE MAHESH CO-OP BANK LTD, NASHIK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – SHREE MAHESH CO-OP BANK LTD, NASHIK is YESB0SMBLHO. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SMBLHO map to this branch in NASHIK, MAHARASHTRA.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shree Mahesh Co-Op Bank Ltd, Nashik branch in Nashik, Maharashtra is part of this network and uses the IFSC code YESB0SMBLHO for all electronic settlement.

Branch details at a glance

About the Shree Mahesh Co-Op Bank Ltd, Nashik branch

The Shree Mahesh Co-Op Bank Ltd, Nashik branch of Yes Bank is situated at SARDA SANKUL, M.G. ROAD, NASHIK 4220001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0SMBLHO is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHREE MAHESH CO-OP BANK LTD, NASHIK of Yes Bank — its own 11-character IFSC. The code YESB0SMBLHO is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SMBLHO the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Shree Mahesh Co-Op Bank Ltd, Nashik branch

Once you have an account at Yes Bank – SHREE MAHESH CO-OP BANK LTD, NASHIK, the IFSC YESB0SMBLHO stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shree Mahesh Co-Op Bank Ltd, Nashik branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9372390589.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0SMBLHO

How to transfer money using IFSC YESB0SMBLHO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SMBLHO across all three.

How to use IFSC YESB0SMBLHO for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's SHREE MAHESH CO-OP BANK LTD, NASHIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SMBLHO.
4. Confirm the bank name auto-populates as Yes Bank and the branch as SHREE MAHESH CO-OP BANK LTD, NASHIK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0SMBLHO

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SHREE MAHESH CO-OP BANK LTD, NASHIK, ensure your bank's portal accepts IFSC YESB0SMBLHO while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SHREE MAHESH CO-OP BANK LTD, NASHIK (IFSC YESB0SMBLHO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SMBLHO in your mobile or internet banking app, and the money is credited to the SHREE MAHESH CO-OP BANK LTD, NASHIK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Mahesh Co-Op Bank Ltd, Nashik

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0SMBLHO:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE MAHESH CO-OP BANK LTD, NASHIK is still linked to IFSC YESB0SMBLHO.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0SMBLHO

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SHREE MAHESH CO-OP BANK LTD, NASHIK is still mapped to IFSC YESB0SMBLHO. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0SMBLHO and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shree Mahesh Co-Op Bank Ltd, Nashik branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0SMBLHO is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0SMBLHO and the account number together uniquely identify the Shree Mahesh Co-Op Bank Ltd, Nashik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHREE MAHESH CO-OP BANK LTD, NASHIK:

• The IFSC is exactly YESB0SMBLHO with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHREE MAHESH CO-OP BANK LTD, NASHIK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shree Mahesh Co-Op Bank Ltd, Nashik branch sits at SARDA SANKUL, M.G. ROAD, NASHIK 4220001. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 9372390589 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0SMBLHO and your account number.

Verifying IFSC YESB0SMBLHO from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SMBLHO by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9372390589.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shree Mahesh Co-Op Bank Ltd, Nashik are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0SMBLHO continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0SMBLHO is the IFSC code of Yes Bank, SHREE MAHESH CO-OP BANK LTD, NASHIK branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.