IFSC Code of Yes Bank, Pimpalgaon Merchants Coop Bank Nashik Road Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD branch in NASHIK. The 11-digit IFSC YESB0PIMC08 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD branch, the IFSC YESB0PIMC08 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and PIMC08 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pimpalgaon Merchants Coop Bank Nashik Road branch in Nashik, Maharashtra is part of this network and uses the IFSC code YESB0PIMC08 for all electronic settlement.

Pimpalgaon Merchants Coop Bank Nashik Road branch overview

Located at SHOP NO. 3,4, AMARDEEP HSG SOCIETY, DATTA MANDIR CHOWK, NASIK ROAD, NASIK-422101, the Pimpalgaon Merchants Coop Bank Nashik Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0PIMC08 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD of Yes Bank — its own 11-character IFSC. The code YESB0PIMC08 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0PIMC08 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0PIMC08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PIMC08 across all three.

NEFT to Yes Bank, PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD using IFSC YESB0PIMC08

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0PIMC08, and confirm that the system picks up Yes Bank – PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0PIMC08

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD, ensure your bank's portal accepts IFSC YESB0PIMC08 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD (IFSC YESB0PIMC08)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0PIMC08 in your mobile or internet banking app, and the money is credited to the PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0PIMC08 for Yes Bank – PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pimpalgaon Merchants Coop Bank Nashik Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0PIMC08

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD is still mapped to IFSC YESB0PIMC08. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0PIMC08 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pimpalgaon Merchants Coop Bank Nashik Road branch is mapped to IFSC YESB0PIMC08 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0PIMC08.

Banking services available

The Pimpalgaon Merchants Coop Bank Nashik Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-2455612.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0PIMC08

MICR & cheque-truncation details

Cheques drawn on the Pimpalgaon Merchants Coop Bank Nashik Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0PIMC08 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0PIMC08

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0PIMC08 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0PIMC08

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0PIMC08.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Pimpalgaon Merchants Coop Bank Nashik Road branch sits at SHOP NO. 3,4, AMARDEEP HSG SOCIETY, DATTA MANDIR CHOWK, NASIK ROAD, NASIK-422101. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 253-2455612 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0PIMC08 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0PIMC08 for Yes Bank – PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pimpalgaon Merchants Coop Bank Nashik Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0PIMC08 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0PIMC08 belongs to Yes Bank's PIMPALGAON MERCHANTS COOP BANK NASHIK ROAD branch, located at SHOP NO. 3,4, AMARDEEP HSG SOCIETY, DATTA MANDIR CHOWK, NASIK ROAD, NASIK-422101 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.