IFSC Code of Yes Bank, Ojhar Merchants Bank Panchvati Branch, Maharashtra

Below are the complete branch details for Yes Bank, OJHAR MERCHANTS BANK PANCHVATI branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0OMCB07. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0OMCB07 for Yes Bank – OJHAR MERCHANTS BANK PANCHVATI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0OMCB07 is the IFSC of Yes Bank's OJHAR MERCHANTS BANK PANCHVATI branch. The format is fixed: YESB = bank code, 0 = reserved, OMCB07 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ojhar Merchants Bank Panchvati branch — IFSC YESB0OMCB07 — extends the bank's services to customers in and around Nashik, Maharashtra.

Branch details at a glance

About the Ojhar Merchants Bank Panchvati branch

The Ojhar Merchants Bank Panchvati branch of Yes Bank is situated at VASANT CITY MALL PANCHVATI KARANJA NASHIK 422003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0OMCB07 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OJHAR MERCHANTS BANK PANCHVATI of Yes Bank — its own 11-character IFSC. The code YESB0OMCB07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0OMCB07 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Ojhar Merchants Bank Panchvati branch is mapped to IFSC YESB0OMCB07 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0OMCB07.

Banking services available

The Ojhar Merchants Bank Panchvati branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-251690.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0OMCB07

How to transfer money using IFSC YESB0OMCB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0OMCB07 across all three.

NEFT to Yes Bank, OJHAR MERCHANTS BANK PANCHVATI using IFSC YESB0OMCB07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0OMCB07, and confirm that the system picks up Yes Bank – OJHAR MERCHANTS BANK PANCHVATI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to OJHAR MERCHANTS BANK PANCHVATI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's OJHAR MERCHANTS BANK PANCHVATI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0OMCB07 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank OJHAR MERCHANTS BANK PANCHVATI (IFSC YESB0OMCB07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0OMCB07 in your mobile or internet banking app, and the money is credited to the OJHAR MERCHANTS BANK PANCHVATI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0OMCB07 for Yes Bank – OJHAR MERCHANTS BANK PANCHVATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ojhar Merchants Bank Panchvati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0OMCB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – OJHAR MERCHANTS BANK PANCHVATI is still mapped to IFSC YESB0OMCB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0OMCB07 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Ojhar Merchants Bank Panchvati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0OMCB07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0OMCB07 and the account number together uniquely identify the Ojhar Merchants Bank Panchvati branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – OJHAR MERCHANTS BANK PANCHVATI:

• The IFSC is exactly YESB0OMCB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and OJHAR MERCHANTS BANK PANCHVATI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ojhar Merchants Bank Panchvati branch sits at VASANT CITY MALL PANCHVATI KARANJA NASHIK 422003. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 253-251690 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0OMCB07 and your account number.

Verifying IFSC YESB0OMCB07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0OMCB07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 253-251690.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ojhar Merchants Bank Panchvati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0OMCB07 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0OMCB07 belongs to Yes Bank's OJHAR MERCHANTS BANK PANCHVATI branch, located at VASANT CITY MALL PANCHVATI KARANJA NASHIK 422003 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.