IFSC Code of Yes Bank, Janalaxmi Coop Bank Wadalagaon Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, JANALAXMI COOP BANK WADALAGAON branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0JLCB15. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JANALAXMI COOP BANK WADALAGAON branch, and detailed step-by-step guides for using the IFSC YESB0JLCB15 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0JLCB15 is the IFSC of Yes Bank's JANALAXMI COOP BANK WADALAGAON branch. The format is fixed: YESB = bank code, 0 = reserved, JLCB15 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Janalaxmi Coop Bank Wadalagaon branch in Nashik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0JLCB15.

Branch details at a glance

About the Janalaxmi Coop Bank Wadalagaon branch

The Janalaxmi Coop Bank Wadalagaon branch of Yes Bank is situated at KBH VIDYALAYA WADALAGAON NASHIK 422013. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0JLCB15 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANALAXMI COOP BANK WADALAGAON of Yes Bank — its own 11-character IFSC. The code YESB0JLCB15 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0JLCB15 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Janalaxmi Coop Bank Wadalagaon branch is mapped to IFSC YESB0JLCB15 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0JLCB15.

Products and services

Customers walking into the Janalaxmi Coop Bank Wadalagaon branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0JLCB15

How to transfer money using IFSC YESB0JLCB15

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0JLCB15 across all three.

NEFT to Yes Bank, JANALAXMI COOP BANK WADALAGAON using IFSC YESB0JLCB15

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0JLCB15, and confirm that the system picks up Yes Bank – JANALAXMI COOP BANK WADALAGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JANALAXMI COOP BANK WADALAGAON

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's JANALAXMI COOP BANK WADALAGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0JLCB15 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank JANALAXMI COOP BANK WADALAGAON (IFSC YESB0JLCB15)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0JLCB15 in your mobile or internet banking app, and the money is credited to the JANALAXMI COOP BANK WADALAGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0JLCB15 for Yes Bank – JANALAXMI COOP BANK WADALAGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Janalaxmi Coop Bank Wadalagaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0JLCB15

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – JANALAXMI COOP BANK WADALAGAON is still mapped to IFSC YESB0JLCB15. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0JLCB15 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Janalaxmi Coop Bank Wadalagaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0JLCB15 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Janalaxmi Coop Bank Wadalagaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0JLCB15 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – JANALAXMI COOP BANK WADALAGAON:

• The IFSC is exactly YESB0JLCB15 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and JANALAXMI COOP BANK WADALAGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Janalaxmi Coop Bank Wadalagaon branch sits at KBH VIDYALAYA WADALAGAON NASHIK 422013. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 253-2326712 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0JLCB15 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0JLCB15 for Yes Bank – JANALAXMI COOP BANK WADALAGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Janalaxmi Coop Bank Wadalagaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0JLCB15, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0JLCB15 belongs to Yes Bank's JANALAXMI COOP BANK WADALAGAON branch, located at KBH VIDYALAYA WADALAGAON NASHIK 422013 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.