IFSC Code of Yes Bank, Janalaxmi Coop Bank Mahatma Nagar Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's JANALAXMI COOP BANK MAHATMA NAGAR branch in NASHIK, MAHARASHTRA. The branch's IFSC code YESB0JLCB18 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's JANALAXMI COOP BANK MAHATMA NAGAR branch, the IFSC YESB0JLCB18 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and JLCB18 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Janalaxmi Coop Bank Mahatma Nagar branch — IFSC YESB0JLCB18 — extends the bank's services to customers in and around Nashik, Maharashtra.

Janalaxmi Coop Bank Mahatma Nagar branch overview

Located at BHOSLA MILITARY SCH COMP MAHATMA NGR NASHIK 422005, the Janalaxmi Coop Bank Mahatma Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0JLCB18 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's JANALAXMI COOP BANK MAHATMA NAGAR branch came to be assigned the code YESB0JLCB18.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0JLCB18, money simply cannot be routed to the JANALAXMI COOP BANK MAHATMA NAGAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Janalaxmi Coop Bank Mahatma Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0JLCB18 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0JLCB18

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0JLCB18 across all three.

NEFT to Yes Bank, JANALAXMI COOP BANK MAHATMA NAGAR using IFSC YESB0JLCB18

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0JLCB18, and confirm that the system picks up Yes Bank – JANALAXMI COOP BANK MAHATMA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0JLCB18

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – JANALAXMI COOP BANK MAHATMA NAGAR, ensure your bank's portal accepts IFSC YESB0JLCB18 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank JANALAXMI COOP BANK MAHATMA NAGAR (IFSC YESB0JLCB18)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0JLCB18 in your mobile or internet banking app, and the money is credited to the JANALAXMI COOP BANK MAHATMA NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0JLCB18 for Yes Bank – JANALAXMI COOP BANK MAHATMA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Janalaxmi Coop Bank Mahatma Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0JLCB18

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – JANALAXMI COOP BANK MAHATMA NAGAR is still mapped to IFSC YESB0JLCB18. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0JLCB18 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Janalaxmi Coop Bank Mahatma Nagar branch is mapped to IFSC YESB0JLCB18 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0JLCB18.

Banking services available

The Janalaxmi Coop Bank Mahatma Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-2342005.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0JLCB18

Digital banking channels

Most day-to-day work that customers used to do at the Janalaxmi Coop Bank Mahatma Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0JLCB18 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Janalaxmi Coop Bank Mahatma Nagar branch

The branch is located at BHOSLA MILITARY SCH COMP MAHATMA NGR NASHIK 422005, which puts it inside Nashik, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Janalaxmi Coop Bank Mahatma Nagar branch” — the verified location pin for IFSC YESB0JLCB18 should appear at the top of the results.
2. Confirm the branch is open by calling 253-2342005 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0JLCB18 and your account number.

Common mistakes to avoid when using IFSC YESB0JLCB18

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – JANALAXMI COOP BANK MAHATMA NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0JLCB18.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Janalaxmi Coop Bank Mahatma Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0JLCB18, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0JLCB18 for Yes Bank – JANALAXMI COOP BANK MAHATMA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0JLCB18 is the IFSC code of Yes Bank, JANALAXMI COOP BANK MAHATMA NAGAR branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.