IFSC Code of Yes Bank, Janalaxmi Coop Bank Deolaligaon Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's JANALAXMI COOP BANK DEOLALIGAON branch in NASHIK, MAHARASHTRA. The branch's IFSC code YESB0JLCB04 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0JLCB04 is the IFSC of Yes Bank's JANALAXMI COOP BANK DEOLALIGAON branch. The format is fixed: YESB = bank code, 0 = reserved, JLCB04 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Janalaxmi Coop Bank Deolaligaon branch in Nashik, Maharashtra is part of this network and uses the IFSC code YESB0JLCB04 for all electronic settlement.

Branch details at a glance

About the Janalaxmi Coop Bank Deolaligaon branch

The Janalaxmi Coop Bank Deolaligaon branch of Yes Bank is situated at DEOLALIGAON NASHIK ROAD NASHIK 422101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0JLCB04 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANALAXMI COOP BANK DEOLALIGAON of Yes Bank — its own 11-character IFSC. The code YESB0JLCB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0JLCB04 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Janalaxmi Coop Bank Deolaligaon branch is mapped to IFSC YESB0JLCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0JLCB04.

Banking services available

The Janalaxmi Coop Bank Deolaligaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-2463828.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0JLCB04

How to transfer money using IFSC YESB0JLCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0JLCB04 across all three.

NEFT to Yes Bank, JANALAXMI COOP BANK DEOLALIGAON using IFSC YESB0JLCB04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0JLCB04, and confirm that the system picks up Yes Bank – JANALAXMI COOP BANK DEOLALIGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0JLCB04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – JANALAXMI COOP BANK DEOLALIGAON, ensure your bank's portal accepts IFSC YESB0JLCB04 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank JANALAXMI COOP BANK DEOLALIGAON (IFSC YESB0JLCB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0JLCB04 in your mobile or internet banking app, and the money is credited to the JANALAXMI COOP BANK DEOLALIGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0JLCB04 for Yes Bank – JANALAXMI COOP BANK DEOLALIGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Janalaxmi Coop Bank Deolaligaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0JLCB04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – JANALAXMI COOP BANK DEOLALIGAON is still mapped to IFSC YESB0JLCB04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0JLCB04 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0JLCB04

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the JANALAXMI COOP BANK DEOLALIGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0JLCB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0JLCB04 and the account number together uniquely identify the Janalaxmi Coop Bank Deolaligaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – JANALAXMI COOP BANK DEOLALIGAON:

• The IFSC is exactly YESB0JLCB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and JANALAXMI COOP BANK DEOLALIGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Janalaxmi Coop Bank Deolaligaon branch

The branch is located at DEOLALIGAON NASHIK ROAD NASHIK 422101, which puts it inside Nashik, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Janalaxmi Coop Bank Deolaligaon branch” — the verified location pin for IFSC YESB0JLCB04 should appear at the top of the results.
2. Confirm the branch is open by calling 253-2463828 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0JLCB04 and your account number.

Verifying IFSC YESB0JLCB04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0JLCB04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 253-2463828.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Janalaxmi Coop Bank Deolaligaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0JLCB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0JLCB04 belongs to Yes Bank's JANALAXMI COOP BANK DEOLALIGAON branch, located at DEOLALIGAON NASHIK ROAD NASHIK 422101 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.