IFSC Code of Yes Bank, Osmanabad Dcc Narangwadi Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, OSMANABAD DCC NARANGWADI branch in NARANGWADI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0DCC053. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the OSMANABAD DCC NARANGWADI branch, and detailed step-by-step guides for using the IFSC YESB0DCC053 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's OSMANABAD DCC NARANGWADI branch, the IFSC YESB0DCC053 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and DCC053 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Osmanabad Dcc Narangwadi branch — IFSC YESB0DCC053 — extends the bank's services to customers in and around Narangwadi, Maharashtra.

Osmanabad Dcc Narangwadi branch overview

Located at AT POST NARANGWADI,OSMANABAD-413606, the Osmanabad Dcc Narangwadi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0DCC053 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OSMANABAD DCC NARANGWADI of Yes Bank — its own 11-character IFSC. The code YESB0DCC053 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0DCC053 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0DCC053

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DCC053 across all three.

NEFT to Yes Bank, OSMANABAD DCC NARANGWADI using IFSC YESB0DCC053

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0DCC053, and confirm that the system picks up Yes Bank – OSMANABAD DCC NARANGWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to OSMANABAD DCC NARANGWADI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's OSMANABAD DCC NARANGWADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0DCC053 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank OSMANABAD DCC NARANGWADI (IFSC YESB0DCC053)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0DCC053 in your mobile or internet banking app, and the money is credited to the OSMANABAD DCC NARANGWADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0DCC053 for Yes Bank – OSMANABAD DCC NARANGWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Osmanabad Dcc Narangwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's OSMANABAD DCC NARANGWADI branch, the IFSC YESB0DCC053 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Osmanabad Dcc Narangwadi branch

Once you have an account at Yes Bank – OSMANABAD DCC NARANGWADI, the IFSC YESB0DCC053 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Osmanabad Dcc Narangwadi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0DCC053

MICR & cheque-truncation details

Cheques drawn on the Osmanabad Dcc Narangwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0DCC053 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0DCC053

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the OSMANABAD DCC NARANGWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0DCC053 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – OSMANABAD DCC NARANGWADI:

• The IFSC is exactly YESB0DCC053 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and OSMANABAD DCC NARANGWADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Osmanabad Dcc Narangwadi branch sits at AT POST NARANGWADI,OSMANABAD-413606. If you are travelling from outside Narangwadi, search for the branch on a maps application using the bank name and locality, or call 7774043432 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0DCC053 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0DCC053 for Yes Bank – OSMANABAD DCC NARANGWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Osmanabad Dcc Narangwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0DCC053 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0DCC053 is the IFSC code of Yes Bank, OSMANABAD DCC NARANGWADI branch, in NARANGWADI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.