IFSC Code of Yes Bank, Godavari Urban Coop Bank Main Brnch Branch, Maharashtra

Below are the complete branch details for Yes Bank, GODAVARI URBAN COOP BANK MAIN BRNCH branch, located in NANDED, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0GUCB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0GUCB01 for Yes Bank – GODAVARI URBAN COOP BANK MAIN BRNCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – GODAVARI URBAN COOP BANK MAIN BRNCH is YESB0GUCB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GUCB01 map to this branch in NANDED, MAHARASHTRA.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Godavari Urban Coop Bank Main Brnch branch in Nanded. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0GUCB01.

About the Godavari Urban Coop Bank Main Brnch branch

The Godavari Urban Coop Bank Main Brnch branch of Yes Bank is situated at 1ST FLR ANANDIDAS COMPLEX VAZIRABAD NANDED 431601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0GUCB01 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's GODAVARI URBAN COOP BANK MAIN BRNCH branch came to be assigned the code YESB0GUCB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GUCB01, money simply cannot be routed to the GODAVARI URBAN COOP BANK MAIN BRNCH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Godavari Urban Coop Bank Main Brnch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0GUCB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0GUCB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GUCB01 across all three.

How to use IFSC YESB0GUCB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's GODAVARI URBAN COOP BANK MAIN BRNCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0GUCB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as GODAVARI URBAN COOP BANK MAIN BRNCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0GUCB01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – GODAVARI URBAN COOP BANK MAIN BRNCH, ensure your bank's portal accepts IFSC YESB0GUCB01 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank GODAVARI URBAN COOP BANK MAIN BRNCH (IFSC YESB0GUCB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GUCB01 in your mobile or internet banking app, and the money is credited to the GODAVARI URBAN COOP BANK MAIN BRNCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Godavari Urban Coop Bank Main Brnch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0GUCB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GODAVARI URBAN COOP BANK MAIN BRNCH is still linked to IFSC YESB0GUCB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0GUCB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – GODAVARI URBAN COOP BANK MAIN BRNCH is still mapped to IFSC YESB0GUCB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0GUCB01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Godavari Urban Coop Bank Main Brnch branch is mapped to IFSC YESB0GUCB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GUCB01.

Banking services available

The Godavari Urban Coop Bank Main Brnch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2462-237113.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0GUCB01

Digital banking channels

Most day-to-day work that customers used to do at the Godavari Urban Coop Bank Main Brnch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0GUCB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Godavari Urban Coop Bank Main Brnch branch sits at 1ST FLR ANANDIDAS COMPLEX VAZIRABAD NANDED 431601. If you are travelling from outside Nanded, search for the branch on a maps application using the bank name and locality, or call 2462-237113 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0GUCB01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – GODAVARI URBAN COOP BANK MAIN BRNCH:

• The IFSC is exactly YESB0GUCB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and GODAVARI URBAN COOP BANK MAIN BRNCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Godavari Urban Coop Bank Main Brnch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GUCB01 continue to work without interruption.

Verifying IFSC YESB0GUCB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0GUCB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2462-237113.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0GUCB01 belongs to Yes Bank's GODAVARI URBAN COOP BANK MAIN BRNCH branch, located at 1ST FLR ANANDIDAS COMPLEX VAZIRABAD NANDED 431601 in NANDED, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.