IFSC Code of Yes Bank, Godavari Urban Coop Bank Hyd Road Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, GODAVARI URBAN COOP BANK HYD ROAD branch in NANDED, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0GUCB02. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GODAVARI URBAN COOP BANK HYD ROAD branch, and detailed step-by-step guides for using the IFSC YESB0GUCB02 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's GODAVARI URBAN COOP BANK HYD ROAD branch, the IFSC YESB0GUCB02 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and GUCB02 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Godavari Urban Coop Bank Hyd Road branch in Nanded. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0GUCB02.

About the Godavari Urban Coop Bank Hyd Road branch

The Godavari Urban Coop Bank Hyd Road branch of Yes Bank is situated at 1ST FLR TUTEJA BLDG HYDERABAD ROAD NANDED 431604. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0GUCB02 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's GODAVARI URBAN COOP BANK HYD ROAD branch came to be assigned the code YESB0GUCB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GUCB02, money simply cannot be routed to the GODAVARI URBAN COOP BANK HYD ROAD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0GUCB02 and the account number together uniquely identify the Godavari Urban Coop Bank Hyd Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0GUCB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GUCB02 across all three.

NEFT to Yes Bank, GODAVARI URBAN COOP BANK HYD ROAD using IFSC YESB0GUCB02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0GUCB02, and confirm that the system picks up Yes Bank – GODAVARI URBAN COOP BANK HYD ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GODAVARI URBAN COOP BANK HYD ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's GODAVARI URBAN COOP BANK HYD ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GUCB02 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank GODAVARI URBAN COOP BANK HYD ROAD (IFSC YESB0GUCB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GUCB02 in your mobile or internet banking app, and the money is credited to the GODAVARI URBAN COOP BANK HYD ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0GUCB02 for Yes Bank – GODAVARI URBAN COOP BANK HYD ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Godavari Urban Coop Bank Hyd Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0GUCB02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – GODAVARI URBAN COOP BANK HYD ROAD is still mapped to IFSC YESB0GUCB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0GUCB02 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Godavari Urban Coop Bank Hyd Road branch is mapped to IFSC YESB0GUCB02 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GUCB02.

Products and services

Customers walking into the Godavari Urban Coop Bank Hyd Road branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0GUCB02

Online banking and IFSC YESB0GUCB02

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the GODAVARI URBAN COOP BANK HYD ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0GUCB02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Godavari Urban Coop Bank Hyd Road branch

The branch is located at 1ST FLR TUTEJA BLDG HYDERABAD ROAD NANDED 431604, which puts it inside Nanded, the broader Nanded district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Godavari Urban Coop Bank Hyd Road branch” — the verified location pin for IFSC YESB0GUCB02 should appear at the top of the results.
2. Confirm the branch is open by calling 2462-246633 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0GUCB02 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – GODAVARI URBAN COOP BANK HYD ROAD:

• The IFSC is exactly YESB0GUCB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and GODAVARI URBAN COOP BANK HYD ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Godavari Urban Coop Bank Hyd Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GUCB02 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GUCB02 for Yes Bank – GODAVARI URBAN COOP BANK HYD ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0GUCB02 belongs to Yes Bank's GODAVARI URBAN COOP BANK HYD ROAD branch, located at 1ST FLR TUTEJA BLDG HYDERABAD ROAD NANDED 431604 in NANDED, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.