IFSC Code of Yes Bank, Sanghamitra Coop Urbn Bank Nalgonda Branch, Telangana

Use this page as a one-stop reference for everything related to Yes Bank's SANGHAMITRA COOP URBN BANK NALGONDA branch in NALGONDA, TELANGANA. The branch's IFSC code YESB0SCUB01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SANGHAMITRA COOP URBN BANK NALGONDA branch, the IFSC YESB0SCUB01 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and SCUB01 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Sanghamitra Coop Urbn Bank Nalgonda branch in Nalgonda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0SCUB01.

About the Sanghamitra Coop Urbn Bank Nalgonda branch

The Sanghamitra Coop Urbn Bank Nalgonda branch of Yes Bank is situated at 5-6-140/A, SANGHAMITRA COMPLEX, PRAKASHAM BAZAR, NALGONDA - 508001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0SCUB01 is used.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGHAMITRA COOP URBN BANK NALGONDA of Yes Bank — its own 11-character IFSC. The code YESB0SCUB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SCUB01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0SCUB01 and the account number together uniquely identify the Sanghamitra Coop Urbn Bank Nalgonda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0SCUB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SCUB01 across all three.

NEFT to Yes Bank, SANGHAMITRA COOP URBN BANK NALGONDA using IFSC YESB0SCUB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0SCUB01, and confirm that the system picks up Yes Bank – SANGHAMITRA COOP URBN BANK NALGONDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SANGHAMITRA COOP URBN BANK NALGONDA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SANGHAMITRA COOP URBN BANK NALGONDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0SCUB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank SANGHAMITRA COOP URBN BANK NALGONDA (IFSC YESB0SCUB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SCUB01 in your mobile or internet banking app, and the money is credited to the SANGHAMITRA COOP URBN BANK NALGONDA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sanghamitra Coop Urbn Bank Nalgonda

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0SCUB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANGHAMITRA COOP URBN BANK NALGONDA is still linked to IFSC YESB0SCUB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SANGHAMITRA COOP URBN BANK NALGONDA branch, the IFSC YESB0SCUB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sanghamitra Coop Urbn Bank Nalgonda branch

Once you have an account at Yes Bank – SANGHAMITRA COOP URBN BANK NALGONDA, the IFSC YESB0SCUB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sanghamitra Coop Urbn Bank Nalgonda branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SCUB01

Online banking and IFSC YESB0SCUB01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SANGHAMITRA COOP URBN BANK NALGONDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SCUB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sanghamitra Coop Urbn Bank Nalgonda branch

The branch is located at 5-6-140/A, SANGHAMITRA COMPLEX, PRAKASHAM BAZAR, NALGONDA - 508001, which puts it inside Nalgonda, the broader Nalgonda district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Sanghamitra Coop Urbn Bank Nalgonda branch” — the verified location pin for IFSC YESB0SCUB01 should appear at the top of the results.
2. Confirm the branch is open by calling 8682232565 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SCUB01 and your account number.

Common mistakes to avoid when using IFSC YESB0SCUB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SANGHAMITRA COOP URBN BANK NALGONDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SCUB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanghamitra Coop Urbn Bank Nalgonda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0SCUB01, however, work 24x7.

Verifying IFSC YESB0SCUB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SCUB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8682232565.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0SCUB01 belongs to Yes Bank's SANGHAMITRA COOP URBN BANK NALGONDA branch, located at 5-6-140/A, SANGHAMITRA COMPLEX, PRAKASHAM BAZAR, NALGONDA - 508001 in NALGONDA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.