IFSC Code of Yes Bank, Pochampally Coop Urban Bank Haliya Branch, Telangana

Below are the complete branch details for Yes Bank, POCHAMPALLY COOP URBAN BANK HALIYA branch, located in NALGONDA, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0PCUB05. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0PCUB05 for Yes Bank – POCHAMPALLY COOP URBAN BANK HALIYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's POCHAMPALLY COOP URBAN BANK HALIYA branch, the IFSC YESB0PCUB05 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and PCUB05 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pochampally Coop Urban Bank Haliya branch in Nalgonda, Telangana is part of this network and uses the IFSC code YESB0PCUB05 for all electronic settlement.

Branch details at a glance

Pochampally Coop Urban Bank Haliya branch overview

Located at H NO 4-224 THARAKARAMA COMP HALIYA NALGONDA 508377, the Pochampally Coop Urban Bank Haliya branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0PCUB05 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including POCHAMPALLY COOP URBAN BANK HALIYA of Yes Bank — its own 11-character IFSC. The code YESB0PCUB05 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0PCUB05 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Pochampally Coop Urban Bank Haliya branch is mapped to IFSC YESB0PCUB05 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0PCUB05.

Products and services

Customers walking into the Pochampally Coop Urban Bank Haliya branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0PCUB05

How to transfer money using IFSC YESB0PCUB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PCUB05 across all three.

How to use IFSC YESB0PCUB05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's POCHAMPALLY COOP URBAN BANK HALIYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0PCUB05.
4. Confirm the bank name auto-populates as Yes Bank and the branch as POCHAMPALLY COOP URBAN BANK HALIYA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0PCUB05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – POCHAMPALLY COOP URBAN BANK HALIYA, ensure your bank's portal accepts IFSC YESB0PCUB05 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank POCHAMPALLY COOP URBAN BANK HALIYA (IFSC YESB0PCUB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0PCUB05 in your mobile or internet banking app, and the money is credited to the POCHAMPALLY COOP URBAN BANK HALIYA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pochampally Coop Urban Bank Haliya

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0PCUB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at POCHAMPALLY COOP URBAN BANK HALIYA is still linked to IFSC YESB0PCUB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's POCHAMPALLY COOP URBAN BANK HALIYA branch, the IFSC YESB0PCUB05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Pochampally Coop Urban Bank Haliya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0PCUB05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0PCUB05 and the account number together uniquely identify the Pochampally Coop Urban Bank Haliya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – POCHAMPALLY COOP URBAN BANK HALIYA:

• The IFSC is exactly YESB0PCUB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and POCHAMPALLY COOP URBAN BANK HALIYA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pochampally Coop Urban Bank Haliya branch

The branch is located at H NO 4-224 THARAKARAMA COMP HALIYA NALGONDA 508377, which puts it inside Nalgonda, the broader Nalgonda district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Pochampally Coop Urban Bank Haliya branch” — the verified location pin for IFSC YESB0PCUB05 should appear at the top of the results.
2. Confirm the branch is open by calling 9966552293 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0PCUB05 and your account number.

Verifying IFSC YESB0PCUB05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0PCUB05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9966552293.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Pochampally Coop Urban Bank Haliya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0PCUB05 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0PCUB05 belongs to Yes Bank's POCHAMPALLY COOP URBAN BANK HALIYA branch, located at H NO 4-224 THARAKARAMA COMP HALIYA NALGONDA 508377 in NALGONDA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.