IFSC Code of Yes Bank, Parwanoo Urban Coop Bank Nalagarh Branch, Himachal Pradesh

Below are the complete branch details for Yes Bank, PARWANOO URBAN COOP BANK NALAGARH branch, located in NALAGARH, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is YESB0TPCB04. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0TPCB04 for Yes Bank – PARWANOO URBAN COOP BANK NALAGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's PARWANOO URBAN COOP BANK NALAGARH branch, the IFSC YESB0TPCB04 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and TPCB04 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Parwanoo Urban Coop Bank Nalagarh branch in Nalagarh, Himachal Pradesh is part of this network and uses the IFSC code YESB0TPCB04 for all electronic settlement.

About this branch

The branch is located at WARD NO 2, NEAR LIC COMPLEX, NALAGARH - 174101. It serves the Nalagarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0TPCB04 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PARWANOO URBAN COOP BANK NALAGARH of Yes Bank — its own 11-character IFSC. The code YESB0TPCB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0TPCB04 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0TPCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TPCB04 across all three.

How to use IFSC YESB0TPCB04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PARWANOO URBAN COOP BANK NALAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0TPCB04.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PARWANOO URBAN COOP BANK NALAGARH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0TPCB04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – PARWANOO URBAN COOP BANK NALAGARH, ensure your bank's portal accepts IFSC YESB0TPCB04 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank PARWANOO URBAN COOP BANK NALAGARH (IFSC YESB0TPCB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0TPCB04 in your mobile or internet banking app, and the money is credited to the PARWANOO URBAN COOP BANK NALAGARH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0TPCB04 for Yes Bank – PARWANOO URBAN COOP BANK NALAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Parwanoo Urban Coop Bank Nalagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's PARWANOO URBAN COOP BANK NALAGARH branch, the IFSC YESB0TPCB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Parwanoo Urban Coop Bank Nalagarh branch is mapped to IFSC YESB0TPCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0TPCB04.

Products and services

Customers walking into the Parwanoo Urban Coop Bank Nalagarh branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0TPCB04

MICR & cheque-truncation details

Cheques drawn on the Parwanoo Urban Coop Bank Nalagarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0TPCB04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Parwanoo Urban Coop Bank Nalagarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0TPCB04 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – PARWANOO URBAN COOP BANK NALAGARH:

• The IFSC is exactly YESB0TPCB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and PARWANOO URBAN COOP BANK NALAGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Parwanoo Urban Coop Bank Nalagarh branch sits at WARD NO 2, NEAR LIC COMPLEX, NALAGARH - 174101. If you are travelling from outside Nalagarh, search for the branch on a maps application using the bank name and locality, or call 9218602400 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0TPCB04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0TPCB04 for Yes Bank – PARWANOO URBAN COOP BANK NALAGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Parwanoo Urban Coop Bank Nalagarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0TPCB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0TPCB04 is the IFSC code of Yes Bank, PARWANOO URBAN COOP BANK NALAGARH branch, in NALAGARH, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.