IFSC Code of Yes Bank, Umiya Urban Coop Bank Head Office Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's UMIYA URBAN COOP BANK HEAD OFFICE branch in NAGPUR, MAHARASHTRA. The branch's IFSC code YESB0UMIB01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE is YESB0UMIB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UMIB01 map to this branch in NAGPUR, MAHARASHTRA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Umiya Urban Coop Bank Head Office branch — IFSC YESB0UMIB01 — extends the bank's services to customers in and around Nagpur, Maharashtra.

Umiya Urban Coop Bank Head Office branch overview

Located at 194,SHRI AMBE BUILDING, VAISHNAVDEVI CHOWK CA ROAD WARDHAMAN NAGAR, NAGPUR-440008, the Umiya Urban Coop Bank Head Office branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0UMIB01 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UMIYA URBAN COOP BANK HEAD OFFICE branch came to be assigned the code YESB0UMIB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0UMIB01, money simply cannot be routed to the UMIYA URBAN COOP BANK HEAD OFFICE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Umiya Urban Coop Bank Head Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0UMIB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0UMIB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0UMIB01 across all three.

NEFT to Yes Bank, UMIYA URBAN COOP BANK HEAD OFFICE using IFSC YESB0UMIB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0UMIB01, and confirm that the system picks up Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0UMIB01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE, ensure your bank's portal accepts IFSC YESB0UMIB01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE, use IMPS. With IFSC YESB0UMIB01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0UMIB01 for Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Umiya Urban Coop Bank Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's UMIYA URBAN COOP BANK HEAD OFFICE branch, the IFSC YESB0UMIB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Umiya Urban Coop Bank Head Office branch is mapped to IFSC YESB0UMIB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0UMIB01.

Products and services

Customers walking into the Umiya Urban Coop Bank Head Office branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0UMIB01

Online banking and IFSC YESB0UMIB01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UMIYA URBAN COOP BANK HEAD OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0UMIB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Umiya Urban Coop Bank Head Office branch

The branch is located at 194,SHRI AMBE BUILDING, VAISHNAVDEVI CHOWK CA ROAD WARDHAMAN NAGAR, NAGPUR-440008, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Umiya Urban Coop Bank Head Office branch” — the verified location pin for IFSC YESB0UMIB01 should appear at the top of the results.
2. Confirm the branch is open by calling 9503347047 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0UMIB01 and your account number.

Common mistakes to avoid when using IFSC YESB0UMIB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0UMIB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Umiya Urban Coop Bank Head Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0UMIB01 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0UMIB01 for Yes Bank – UMIYA URBAN COOP BANK HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0UMIB01 is the IFSC code of Yes Bank, UMIYA URBAN COOP BANK HEAD OFFICE branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.