IFSC Code of Yes Bank, Yes Pay Wallet - Customer IFSC Branch, Maharashtra

Below are the complete branch details for Yes Bank, YES PAY WALLET - CUSTOMER IFSC branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0DIGI01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0DIGI01 for Yes Bank – YES PAY WALLET - CUSTOMER IFSC — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's YES PAY WALLET - CUSTOMER IFSC branch, the IFSC YESB0DIGI01 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and DIGI01 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Yes Pay Wallet - Customer IFSC branch in Mumbai, Maharashtra is part of this network and uses the IFSC code YESB0DIGI01 for all electronic settlement.

Yes Pay Wallet - Customer IFSC branch overview

Located at YES BANK DIGITAL BANKING, the Yes Pay Wallet - Customer IFSC branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0DIGI01 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's YES PAY WALLET - CUSTOMER IFSC branch came to be assigned the code YESB0DIGI01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0DIGI01, money simply cannot be routed to the YES PAY WALLET - CUSTOMER IFSC branch electronically.

How to transfer money using IFSC YESB0DIGI01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DIGI01 across all three.

How to use IFSC YESB0DIGI01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's YES PAY WALLET - CUSTOMER IFSC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0DIGI01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as YES PAY WALLET - CUSTOMER IFSC.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to YES PAY WALLET - CUSTOMER IFSC

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's YES PAY WALLET - CUSTOMER IFSC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0DIGI01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank YES PAY WALLET - CUSTOMER IFSC (IFSC YESB0DIGI01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0DIGI01 in your mobile or internet banking app, and the money is credited to the YES PAY WALLET - CUSTOMER IFSC branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Yes Pay Wallet - Customer IFSC

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0DIGI01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at YES PAY WALLET - CUSTOMER IFSC is still linked to IFSC YESB0DIGI01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0DIGI01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – YES PAY WALLET - CUSTOMER IFSC is still mapped to IFSC YESB0DIGI01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0DIGI01 and the beneficiary's account number to complete the transfer.

Account types you can open at the Yes Pay Wallet - Customer IFSC branch

Once you have an account at Yes Bank – YES PAY WALLET - CUSTOMER IFSC, the IFSC YESB0DIGI01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Yes Pay Wallet - Customer IFSC branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-33669000.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0DIGI01

MICR & cheque-truncation details

Cheques drawn on the Yes Pay Wallet - Customer IFSC branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0DIGI01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0DIGI01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the YES PAY WALLET - CUSTOMER IFSC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0DIGI01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – YES PAY WALLET - CUSTOMER IFSC:

• The IFSC is exactly YESB0DIGI01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and YES PAY WALLET - CUSTOMER IFSC as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Yes Pay Wallet - Customer IFSC branch

The branch is located at YES BANK DIGITAL BANKING, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Yes Pay Wallet - Customer IFSC branch” — the verified location pin for IFSC YESB0DIGI01 should appear at the top of the results.
2. Confirm the branch is open by calling 22-33669000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0DIGI01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0DIGI01 for Yes Bank – YES PAY WALLET - CUSTOMER IFSC, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Yes Pay Wallet - Customer IFSC are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0DIGI01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0DIGI01 belongs to Yes Bank's YES PAY WALLET - CUSTOMER IFSC branch, located at YES BANK DIGITAL BANKING in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.