IFSC Code of Yes Bank, Shri Kanyaka Nagari Sahakari Bank Mul Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch in MUL, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0SKNS03. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch, and detailed step-by-step guides for using the IFSC YESB0SKNS03 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch, the IFSC YESB0SKNS03 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and SKNS03 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Kanyaka Nagari Sahakari Bank Mul branch — IFSC YESB0SKNS03 — extends the bank's services to customers in and around Mul, Maharashtra.

About the Shri Kanyaka Nagari Sahakari Bank Mul branch

The Shri Kanyaka Nagari Sahakari Bank Mul branch of Yes Bank is situated at SOMNATH ROAD MUL DIST CHANDRAPUR 441224. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0SKNS03 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI KANYAKA NAGARI SAHAKARI BANK MUL of Yes Bank — its own 11-character IFSC. The code YESB0SKNS03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SKNS03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0SKNS03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SKNS03 across all three.

How to use IFSC YESB0SKNS03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SKNS03.
4. Confirm the bank name auto-populates as Yes Bank and the branch as SHRI KANYAKA NAGARI SAHAKARI BANK MUL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0SKNS03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK MUL, ensure your bank's portal accepts IFSC YESB0SKNS03 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SHRI KANYAKA NAGARI SAHAKARI BANK MUL (IFSC YESB0SKNS03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SKNS03 in your mobile or internet banking app, and the money is credited to the SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0SKNS03 for Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK MUL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Kanyaka Nagari Sahakari Bank Mul branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch, the IFSC YESB0SKNS03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shri Kanyaka Nagari Sahakari Bank Mul branch is mapped to IFSC YESB0SKNS03 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0SKNS03.

Products and services

Customers walking into the Shri Kanyaka Nagari Sahakari Bank Mul branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SKNS03

MICR & cheque-truncation details

Cheques drawn on the Shri Kanyaka Nagari Sahakari Bank Mul branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0SKNS03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0SKNS03

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SKNS03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0SKNS03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SHRI KANYAKA NAGARI SAHAKARI BANK MUL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SKNS03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shri Kanyaka Nagari Sahakari Bank Mul branch

The branch is located at SOMNATH ROAD MUL DIST CHANDRAPUR 441224, which puts it inside Mul, the broader Chandrapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Shri Kanyaka Nagari Sahakari Bank Mul branch” — the verified location pin for IFSC YESB0SKNS03 should appear at the top of the results.
2. Confirm the branch is open by calling 7174-220035 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0SKNS03 and your account number.

Verifying IFSC YESB0SKNS03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SKNS03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7174-220035.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Kanyaka Nagari Sahakari Bank Mul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0SKNS03, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0SKNS03 belongs to Yes Bank's SHRI KANYAKA NAGARI SAHAKARI BANK MUL branch, located at SOMNATH ROAD MUL DIST CHANDRAPUR 441224 in MUL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.