IFSC Code of Yes Bank, Vyavsayik Sahakari Bank Mowa Branch, Chhatisgarh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, VYAVSAYIK SAHAKARI BANK MOWA branch in MOWA. The 11-digit IFSC YESB0VSBL07 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the VYAVSAYIK SAHAKARI BANK MOWA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0VSBL07 is the IFSC of Yes Bank's VYAVSAYIK SAHAKARI BANK MOWA branch. The format is fixed: YESB = bank code, 0 = reserved, VSBL07 = branch identifier.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Vyavsayik Sahakari Bank Mowa branch in Mowa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0VSBL07.

About the Vyavsayik Sahakari Bank Mowa branch

The Vyavsayik Sahakari Bank Mowa branch of Yes Bank is situated at VIDHAN SABHA RAOD ,NEAR HATT BAZAR ,RAIPUR-492009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0VSBL07 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's VYAVSAYIK SAHAKARI BANK MOWA branch came to be assigned the code YESB0VSBL07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0VSBL07, money simply cannot be routed to the VYAVSAYIK SAHAKARI BANK MOWA branch electronically.

How to transfer money using IFSC YESB0VSBL07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VSBL07 across all three.

How to use IFSC YESB0VSBL07 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's VYAVSAYIK SAHAKARI BANK MOWA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0VSBL07.
4. Confirm the bank name auto-populates as Yes Bank and the branch as VYAVSAYIK SAHAKARI BANK MOWA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0VSBL07

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – VYAVSAYIK SAHAKARI BANK MOWA, ensure your bank's portal accepts IFSC YESB0VSBL07 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank VYAVSAYIK SAHAKARI BANK MOWA (IFSC YESB0VSBL07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0VSBL07 in your mobile or internet banking app, and the money is credited to the VYAVSAYIK SAHAKARI BANK MOWA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0VSBL07 for Yes Bank – VYAVSAYIK SAHAKARI BANK MOWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vyavsayik Sahakari Bank Mowa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's VYAVSAYIK SAHAKARI BANK MOWA branch, the IFSC YESB0VSBL07 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Vyavsayik Sahakari Bank Mowa branch is mapped to IFSC YESB0VSBL07 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0VSBL07.

Banking services available

The Vyavsayik Sahakari Bank Mowa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9926111022.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0VSBL07

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0VSBL07 and the account number together uniquely identify the Vyavsayik Sahakari Bank Mowa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Vyavsayik Sahakari Bank Mowa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0VSBL07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0VSBL07

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – VYAVSAYIK SAHAKARI BANK MOWA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0VSBL07.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vyavsayik Sahakari Bank Mowa branch

The branch is located at VIDHAN SABHA RAOD ,NEAR HATT BAZAR ,RAIPUR-492009, which puts it inside Mowa, the broader Raipur district, and the state of Chhatisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Vyavsayik Sahakari Bank Mowa branch” — the verified location pin for IFSC YESB0VSBL07 should appear at the top of the results.
2. Confirm the branch is open by calling 9926111022 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0VSBL07 and your account number.

Verifying IFSC YESB0VSBL07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0VSBL07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9926111022.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vyavsayik Sahakari Bank Mowa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0VSBL07 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0VSBL07 belongs to Yes Bank's VYAVSAYIK SAHAKARI BANK MOWA branch, located at VIDHAN SABHA RAOD ,NEAR HATT BAZAR ,RAIPUR-492009 in MOWA, CHHATISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.