IFSC Code of Yes Bank, Uttarkashi Zila Sah Bank Tikochi Branch, Uttarakhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, UTTARKASHI ZILA SAH BANK TIKOCHI branch in MORI. The 11-digit IFSC YESB0DCBU16 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the UTTARKASHI ZILA SAH BANK TIKOCHI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's UTTARKASHI ZILA SAH BANK TIKOCHI branch, the IFSC YESB0DCBU16 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and DCBU16 identifies this particular branch.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Uttarkashi Zila Sah Bank Tikochi branch in Mori, Uttarakhand is part of this network and uses the IFSC code YESB0DCBU16 for all electronic settlement.

About this branch

The branch is located at BLOCK MORI, P O TIKOCHI, UTTARKASHI - 249185. It serves the Mori region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0DCBU16 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UTTARKASHI ZILA SAH BANK TIKOCHI of Yes Bank — its own 11-character IFSC. The code YESB0DCBU16 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0DCBU16 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0DCBU16

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DCBU16 across all three.

NEFT to Yes Bank, UTTARKASHI ZILA SAH BANK TIKOCHI using IFSC YESB0DCBU16

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0DCBU16, and confirm that the system picks up Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0DCBU16

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI, ensure your bank's portal accepts IFSC YESB0DCBU16 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI, use IMPS. With IFSC YESB0DCBU16 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0DCBU16 for Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Uttarkashi Zila Sah Bank Tikochi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0DCBU16

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI is still mapped to IFSC YESB0DCBU16. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0DCBU16 and the beneficiary's account number to complete the transfer.

Account types you can open at the Uttarkashi Zila Sah Bank Tikochi branch

Once you have an account at Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI, the IFSC YESB0DCBU16 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Uttarkashi Zila Sah Bank Tikochi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0DCBU16

MICR & cheque-truncation details

Cheques drawn on the Uttarkashi Zila Sah Bank Tikochi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0DCBU16 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0DCBU16

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UTTARKASHI ZILA SAH BANK TIKOCHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0DCBU16 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI:

• The IFSC is exactly YESB0DCBU16 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UTTARKASHI ZILA SAH BANK TIKOCHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Uttarkashi Zila Sah Bank Tikochi branch sits at BLOCK MORI, P O TIKOCHI, UTTARKASHI - 249185. If you are travelling from outside Mori, search for the branch on a maps application using the bank name and locality, or call 137-4222246 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0DCBU16 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0DCBU16 for Yes Bank – UTTARKASHI ZILA SAH BANK TIKOCHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Uttarkashi Zila Sah Bank Tikochi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0DCBU16 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0DCBU16 belongs to Yes Bank's UTTARKASHI ZILA SAH BANK TIKOCHI branch, located at BLOCK MORI, P O TIKOCHI, UTTARKASHI - 249185 in MORI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.