IFSC Code of Yes Bank, Northern Rly Pr Coop Bank Moradabad Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's NORTHERN RLY PR COOP BANK MORADABAD branch in MORADABAD, UTTAR PRADESH. The branch's IFSC code YESB0NRPCB6 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD is YESB0NRPCB6. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NRPCB6 map to this branch in MORADABAD, UTTAR PRADESH.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Northern Rly Pr Coop Bank Moradabad branch — IFSC YESB0NRPCB6 — extends the bank's services to customers in and around Moradabad, Uttar Pradesh.

Northern Rly Pr Coop Bank Moradabad branch overview

Located at KAPOOR COMPANY CHAURAHA, MORADABAD - 244001, the Northern Rly Pr Coop Bank Moradabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0NRPCB6 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NORTHERN RLY PR COOP BANK MORADABAD of Yes Bank — its own 11-character IFSC. The code YESB0NRPCB6 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0NRPCB6 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0NRPCB6

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NRPCB6 across all three.

How to use IFSC YESB0NRPCB6 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's NORTHERN RLY PR COOP BANK MORADABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0NRPCB6.
4. Confirm the bank name auto-populates as Yes Bank and the branch as NORTHERN RLY PR COOP BANK MORADABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0NRPCB6

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD, ensure your bank's portal accepts IFSC YESB0NRPCB6 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD, use IMPS. With IFSC YESB0NRPCB6 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0NRPCB6 for Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Northern Rly Pr Coop Bank Moradabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0NRPCB6

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD is still mapped to IFSC YESB0NRPCB6. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0NRPCB6 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Northern Rly Pr Coop Bank Moradabad branch is mapped to IFSC YESB0NRPCB6 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0NRPCB6.

Banking services available

The Northern Rly Pr Coop Bank Moradabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 591-2410038.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0NRPCB6

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0NRPCB6 and the account number together uniquely identify the Northern Rly Pr Coop Bank Moradabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Northern Rly Pr Coop Bank Moradabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0NRPCB6 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0NRPCB6

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0NRPCB6.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Northern Rly Pr Coop Bank Moradabad branch sits at KAPOOR COMPANY CHAURAHA, MORADABAD - 244001. If you are travelling from outside Moradabad, search for the branch on a maps application using the bank name and locality, or call 591-2410038 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0NRPCB6 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0NRPCB6 for Yes Bank – NORTHERN RLY PR COOP BANK MORADABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Northern Rly Pr Coop Bank Moradabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NRPCB6 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0NRPCB6 is the IFSC code of Yes Bank, NORTHERN RLY PR COOP BANK MORADABAD branch, in MORADABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.