IFSC Code of Yes Bank, Mehmadabad Urban Peoples Coop Bank Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's MEHMADABAD URBAN PEOPLES COOP BANK branch in MEHMEDABAD, GUJARAT. The branch's IFSC code YESB0MUPCB1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – MEHMADABAD URBAN PEOPLES COOP BANK is YESB0MUPCB1. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MUPCB1 map to this branch in MEHMEDABAD, GUJARAT.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mehmadabad Urban Peoples Coop Bank branch — IFSC YESB0MUPCB1 — extends the bank's services to customers in and around Mehmedabad, Gujarat.

About this branch

The branch is located at BANK ROAD, BHAVSARVAD, MEHMADABAD, PIN 387130. It serves the Mehmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MUPCB1 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MEHMADABAD URBAN PEOPLES COOP BANK branch came to be assigned the code YESB0MUPCB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MUPCB1, money simply cannot be routed to the MEHMADABAD URBAN PEOPLES COOP BANK branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0MUPCB1 and the account number together uniquely identify the Mehmadabad Urban Peoples Coop Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0MUPCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MUPCB1 across all three.

How to use IFSC YESB0MUPCB1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's MEHMADABAD URBAN PEOPLES COOP BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0MUPCB1.
4. Confirm the bank name auto-populates as Yes Bank and the branch as MEHMADABAD URBAN PEOPLES COOP BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0MUPCB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MEHMADABAD URBAN PEOPLES COOP BANK, ensure your bank's portal accepts IFSC YESB0MUPCB1 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank MEHMADABAD URBAN PEOPLES COOP BANK (IFSC YESB0MUPCB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MUPCB1 in your mobile or internet banking app, and the money is credited to the MEHMADABAD URBAN PEOPLES COOP BANK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mehmadabad Urban Peoples Coop Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0MUPCB1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEHMADABAD URBAN PEOPLES COOP BANK is still linked to IFSC YESB0MUPCB1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0MUPCB1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – MEHMADABAD URBAN PEOPLES COOP BANK is still mapped to IFSC YESB0MUPCB1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0MUPCB1 and the beneficiary's account number to complete the transfer.

Account types you can open at the Mehmadabad Urban Peoples Coop Bank branch

Once you have an account at Yes Bank – MEHMADABAD URBAN PEOPLES COOP BANK, the IFSC YESB0MUPCB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mehmadabad Urban Peoples Coop Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2694-244011.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MUPCB1

Digital banking channels

Most day-to-day work that customers used to do at the Mehmadabad Urban Peoples Coop Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MUPCB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Mehmadabad Urban Peoples Coop Bank branch

The branch is located at BANK ROAD, BHAVSARVAD, MEHMADABAD, PIN 387130, which puts it inside Mehmedabad, the broader Kheda district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mehmadabad Urban Peoples Coop Bank branch” — the verified location pin for IFSC YESB0MUPCB1 should appear at the top of the results.
2. Confirm the branch is open by calling 2694-244011 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MUPCB1 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MEHMADABAD URBAN PEOPLES COOP BANK:

• The IFSC is exactly YESB0MUPCB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MEHMADABAD URBAN PEOPLES COOP BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Mehmadabad Urban Peoples Coop Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MUPCB1 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MUPCB1 for Yes Bank – MEHMADABAD URBAN PEOPLES COOP BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MUPCB1 is the IFSC code of Yes Bank, MEHMADABAD URBAN PEOPLES COOP BANK branch, in MEHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.