Below are the complete branch details for Yes Bank, THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch, located in MAHABUBNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0PACUB1. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0PACUB1 for Yes Bank – THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0PACUB1 is the IFSC of Yes Bank's THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch. The format is fixed: YESB = bank code, 0 = reserved, PACUB1 = branch identifier.
About Yes Bank
Yes Bank operates a wide network of branches across India, including the The Palamoor Co Operative Urban Bank Limited branch in Mahabubnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0PACUB1.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | The Palamoor Co Operative Urban Bank Limited |
| IFSC Code | YESB0PACUB1 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.2-1-7/10A, 1ST FLOOR, WAQF COMPLEX, RAICHUR ROAD, MAHABUBNAGAR -509001 |
| City | Mahabubnagar |
| District | Mahabubnagar |
| State | Telangana |
The Palamoor Co Operative Urban Bank Limited branch overview
Located at D.NO.2-1-7/10A, 1ST FLOOR, WAQF COMPLEX, RAICHUR ROAD, MAHABUBNAGAR -509001, the The Palamoor Co Operative Urban Bank Limited branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0PACUB1 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch came to be assigned the code YESB0PACUB1.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0PACUB1, money simply cannot be routed to the THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch electronically.
Account types you can open at the The Palamoor Co Operative Urban Bank Limited branch
Once you have an account at Yes Bank – THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED, the IFSC YESB0PACUB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Palamoor Co Operative Urban Bank Limited branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0PACUB1
How to transfer money using IFSC YESB0PACUB1
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PACUB1 across all three.
NEFT to Yes Bank, THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED using IFSC YESB0PACUB1
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0PACUB1, and confirm that the system picks up Yes Bank – THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED
If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0PACUB1 while initiating the transfer and the credit will appear within minutes.
IMPS to Yes Bank THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED (IFSC YESB0PACUB1)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0PACUB1 in your mobile or internet banking app, and the money is credited to the THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0PACUB1 for Yes Bank – THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0PACUB1 | Yes – YESB0PACUB1 | Yes – YESB0PACUB1 |
For most retail customers crediting the The Palamoor Co Operative Urban Bank Limited branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch, the IFSC YESB0PACUB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC YESB0PACUB1
Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0PACUB1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the The Palamoor Co Operative Urban Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0PACUB1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED:
- The IFSC is exactly YESB0PACUB1 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Yes Bank as the bank name and THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Palamoor Co Operative Urban Bank Limited branch sits at D.NO.2-1-7/10A, 1ST FLOOR, WAQF COMPLEX, RAICHUR ROAD, MAHABUBNAGAR -509001. If you are travelling from outside Mahabubnagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0PACUB1 and your account number.
Verifying IFSC YESB0PACUB1 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0PACUB1 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Palamoor Co Operative Urban Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0PACUB1, however, work 24x7.
Branch address & contact
Yes BankThe Palamoor Co Operative Urban Bank Limited Branch
D.NO.2-1-7/10A, 1ST FLOOR, WAQF COMPLEX, RAICHUR ROAD, MAHABUBNAGAR -509001
Mahabubnagar, Telangana
Phone: the branch contact number
IFSC: YESB0PACUB1
Frequently asked questions
How do I add Yes Bank The Palamoor Co Operative Urban Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0PACUB1, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC YESB0PACUB1 the same for all accounts at The Palamoor Co Operative Urban Bank Limited branch?
Yes. The IFSC YESB0PACUB1 is shared by every account held at Yes Bank's The Palamoor Co Operative Urban Bank Limited branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using YESB0PACUB1 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – The Palamoor Co Operative Urban Bank Limited reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Palamoor Co Operative Urban Bank Limited branch but serve different purposes.
What is the phone number of Yes Bank The Palamoor Co Operative Urban Bank Limited branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC YESB0PACUB1 valid for NEFT and RTGS?
Yes. IFSC YESB0PACUB1 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Yes Bank The Palamoor Co Operative Urban Bank Limited branch?
The IFSC code of Yes Bank, The Palamoor Co Operative Urban Bank Limited branch is YESB0PACUB1. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code YESB0PACUB1 belongs to Yes Bank's THE PALAMOOR CO OPERATIVE URBAN BANK LIMITED branch, located at D.NO.2-1-7/10A, 1ST FLOOR, WAQF COMPLEX, RAICHUR ROAD, MAHABUBNAGAR -509001 in MAHABUBNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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