IFSC Code of Yes Bank, Patrakarpuram, Gomti Nagar, Lucknow Branch, Uttar Pradesh

Below are the complete branch details for Yes Bank, PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch, located in LUCKNOW, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is YESB0001361. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0001361 for Yes Bank – PATRAKARPURAM, GOMTI NAGAR, LUCKNOW — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0001361 is the IFSC of Yes Bank's PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch. The format is fixed: YESB = bank code, 0 = reserved, 001361 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Patrakarpuram, Gomti Nagar, Lucknow branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0001361.

Branch details at a glance

About the Patrakarpuram, Gomti Nagar, Lucknow branch

The Patrakarpuram, Gomti Nagar, Lucknow branch of Yes Bank is situated at GROUND FLOOR, B 5/21,(PATRAKARPURAM), VISHAL KHAND, GOMTI NAGAR, LUCKNOW, UTTAR PRADESH-226010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0001361 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch came to be assigned the code YESB0001361.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0001361, money simply cannot be routed to the PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch electronically.

Products and account variants supported

Every account opened at the Patrakarpuram, Gomti Nagar, Lucknow branch is mapped to IFSC YESB0001361 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0001361.

Products and services

Customers walking into the Patrakarpuram, Gomti Nagar, Lucknow branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0001361

How to transfer money using IFSC YESB0001361

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0001361 across all three.

How to use IFSC YESB0001361 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0001361.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PATRAKARPURAM, GOMTI NAGAR, LUCKNOW.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PATRAKARPURAM, GOMTI NAGAR, LUCKNOW

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0001361 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank PATRAKARPURAM, GOMTI NAGAR, LUCKNOW (IFSC YESB0001361)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0001361 in your mobile or internet banking app, and the money is credited to the PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Patrakarpuram, Gomti Nagar, Lucknow

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0001361:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATRAKARPURAM, GOMTI NAGAR, LUCKNOW is still linked to IFSC YESB0001361.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch, the IFSC YESB0001361 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Patrakarpuram, Gomti Nagar, Lucknow branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0001361 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0001361 and the account number together uniquely identify the Patrakarpuram, Gomti Nagar, Lucknow branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0001361

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – PATRAKARPURAM, GOMTI NAGAR, LUCKNOW, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0001361.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Patrakarpuram, Gomti Nagar, Lucknow branch sits at GROUND FLOOR, B 5/21,(PATRAKARPURAM), VISHAL KHAND, GOMTI NAGAR, LUCKNOW, UTTAR PRADESH-226010. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 522-18001200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0001361 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0001361 for Yes Bank – PATRAKARPURAM, GOMTI NAGAR, LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Patrakarpuram, Gomti Nagar, Lucknow are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0001361 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0001361 is the IFSC code of Yes Bank, PATRAKARPURAM, GOMTI NAGAR, LUCKNOW branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.