IFSC Code of Yes Bank, Janata Urban Coop Bank Lonand Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's JANATA URBAN COOP BANK LONAND branch in LONAND, MAHARASHTRA. The branch's IFSC code YESB0JUW006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's JANATA URBAN COOP BANK LONAND branch, the IFSC YESB0JUW006 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and JUW006 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Janata Urban Coop Bank Lonand branch in Lonand. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0JUW006.

Branch details at a glance

About the Janata Urban Coop Bank Lonand branch

The Janata Urban Coop Bank Lonand branch of Yes Bank is situated at MATOSHRI COMPLEX,PUNE SATARA ROAD,TAL KHANDALA,DIST SATARA -415521. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0JUW006 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANATA URBAN COOP BANK LONAND of Yes Bank — its own 11-character IFSC. The code YESB0JUW006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0JUW006 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Janata Urban Coop Bank Lonand branch

Once you have an account at Yes Bank – JANATA URBAN COOP BANK LONAND, the IFSC YESB0JUW006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Janata Urban Coop Bank Lonand branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0JUW006

How to transfer money using IFSC YESB0JUW006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0JUW006 across all three.

How to use IFSC YESB0JUW006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's JANATA URBAN COOP BANK LONAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0JUW006.
4. Confirm the bank name auto-populates as Yes Bank and the branch as JANATA URBAN COOP BANK LONAND.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JANATA URBAN COOP BANK LONAND

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's JANATA URBAN COOP BANK LONAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0JUW006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – JANATA URBAN COOP BANK LONAND, use IMPS. With IFSC YESB0JUW006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Janata Urban Coop Bank Lonand

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0JUW006:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JANATA URBAN COOP BANK LONAND is still linked to IFSC YESB0JUW006.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's JANATA URBAN COOP BANK LONAND branch, the IFSC YESB0JUW006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Janata Urban Coop Bank Lonand branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0JUW006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0JUW006 and the account number together uniquely identify the Janata Urban Coop Bank Lonand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – JANATA URBAN COOP BANK LONAND:

• The IFSC is exactly YESB0JUW006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and JANATA URBAN COOP BANK LONAND as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Janata Urban Coop Bank Lonand branch

The branch is located at MATOSHRI COMPLEX,PUNE SATARA ROAD,TAL KHANDALA,DIST SATARA -415521, which puts it inside Lonand, the broader Satara district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Janata Urban Coop Bank Lonand branch” — the verified location pin for IFSC YESB0JUW006 should appear at the top of the results.
2. Confirm the branch is open by calling 2169-226325 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0JUW006 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0JUW006 for Yes Bank – JANATA URBAN COOP BANK LONAND, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Janata Urban Coop Bank Lonand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0JUW006, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0JUW006 belongs to Yes Bank's JANATA URBAN COOP BANK LONAND branch, located at MATOSHRI COMPLEX,PUNE SATARA ROAD,TAL KHANDALA,DIST SATARA -415521 in LONAND, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.