IFSC Code of Yes Bank, Mizoram Coop Apex Bank Lawntlai Branch, Mizoram

Below are the complete branch details for Yes Bank, MIZORAM COOP APEX BANK LAWNTLAI branch, located in LAWNGTLAI, MIZORAM. The IFSC assigned by the Reserve Bank of India to this branch is YESB0MAB012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0MAB012 for Yes Bank – MIZORAM COOP APEX BANK LAWNTLAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0MAB012 is the IFSC of Yes Bank's MIZORAM COOP APEX BANK LAWNTLAI branch. The format is fixed: YESB = bank code, 0 = reserved, MAB012 = branch identifier.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mizoram Coop Apex Bank Lawntlai branch — IFSC YESB0MAB012 — extends the bank's services to customers in and around Lawngtlai, Mizoram.

Mizoram Coop Apex Bank Lawntlai branch overview

Located at BAZAR VENG LAWNGTLAI 796891, the Mizoram Coop Apex Bank Lawntlai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0MAB012 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIZORAM COOP APEX BANK LAWNTLAI of Yes Bank — its own 11-character IFSC. The code YESB0MAB012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MAB012 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0MAB012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MAB012 across all three.

NEFT to Yes Bank, MIZORAM COOP APEX BANK LAWNTLAI using IFSC YESB0MAB012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MAB012, and confirm that the system picks up Yes Bank – MIZORAM COOP APEX BANK LAWNTLAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MIZORAM COOP APEX BANK LAWNTLAI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MIZORAM COOP APEX BANK LAWNTLAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MAB012 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank MIZORAM COOP APEX BANK LAWNTLAI (IFSC YESB0MAB012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MAB012 in your mobile or internet banking app, and the money is credited to the MIZORAM COOP APEX BANK LAWNTLAI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MAB012 for Yes Bank – MIZORAM COOP APEX BANK LAWNTLAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mizoram Coop Apex Bank Lawntlai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MIZORAM COOP APEX BANK LAWNTLAI branch, the IFSC YESB0MAB012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mizoram Coop Apex Bank Lawntlai branch is mapped to IFSC YESB0MAB012 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MAB012.

Products and services

Customers walking into the Mizoram Coop Apex Bank Lawntlai branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MAB012

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0MAB012 and the account number together uniquely identify the Mizoram Coop Apex Bank Lawntlai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0MAB012

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MIZORAM COOP APEX BANK LAWNTLAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MAB012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MIZORAM COOP APEX BANK LAWNTLAI:

• The IFSC is exactly YESB0MAB012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MIZORAM COOP APEX BANK LAWNTLAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mizoram Coop Apex Bank Lawntlai branch

The branch is located at BAZAR VENG LAWNGTLAI 796891, which puts it inside Lawngtlai, the broader Lawngtlai district, and the state of Mizoram. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mizoram Coop Apex Bank Lawntlai branch” — the verified location pin for IFSC YESB0MAB012 should appear at the top of the results.
2. Confirm the branch is open by calling 3835-232232 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MAB012 and your account number.

Verifying IFSC YESB0MAB012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0MAB012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3835-232232.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mizoram Coop Apex Bank Lawntlai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MAB012, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0MAB012 belongs to Yes Bank's MIZORAM COOP APEX BANK LAWNTLAI branch, located at BAZAR VENG LAWNGTLAI 796891 in LAWNGTLAI, MIZORAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.