IFSC Code of Yes Bank, Ucb Lakhimpur Nighasan Road Branch, Uttar Pradesh

Below are the complete branch details for Yes Bank, UCB LAKHIMPUR NIGHASAN ROAD branch, located in LAKHIMPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is YESB0LUBNRD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0LUBNRD for Yes Bank – UCB LAKHIMPUR NIGHASAN ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0LUBNRD is the IFSC of Yes Bank's UCB LAKHIMPUR NIGHASAN ROAD branch. The format is fixed: YESB = bank code, 0 = reserved, LUBNRD = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ucb Lakhimpur Nighasan Road branch — IFSC YESB0LUBNRD — extends the bank's services to customers in and around Lakhimpur, Uttar Pradesh.

Ucb Lakhimpur Nighasan Road branch overview

Located at HOUSE - 18, HATHIPUR NORTH, NIGHASAN ROAD, LAKHIMPUR KHERI 262701, the Ucb Lakhimpur Nighasan Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0LUBNRD is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UCB LAKHIMPUR NIGHASAN ROAD branch came to be assigned the code YESB0LUBNRD.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0LUBNRD, money simply cannot be routed to the UCB LAKHIMPUR NIGHASAN ROAD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0LUBNRD and the account number together uniquely identify the Ucb Lakhimpur Nighasan Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0LUBNRD

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LUBNRD across all three.

NEFT to Yes Bank, UCB LAKHIMPUR NIGHASAN ROAD using IFSC YESB0LUBNRD

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LUBNRD, and confirm that the system picks up Yes Bank – UCB LAKHIMPUR NIGHASAN ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UCB LAKHIMPUR NIGHASAN ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UCB LAKHIMPUR NIGHASAN ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0LUBNRD while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank UCB LAKHIMPUR NIGHASAN ROAD (IFSC YESB0LUBNRD)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0LUBNRD in your mobile or internet banking app, and the money is credited to the UCB LAKHIMPUR NIGHASAN ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ucb Lakhimpur Nighasan Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0LUBNRD:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UCB LAKHIMPUR NIGHASAN ROAD is still linked to IFSC YESB0LUBNRD.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's UCB LAKHIMPUR NIGHASAN ROAD branch, the IFSC YESB0LUBNRD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Ucb Lakhimpur Nighasan Road branch

Once you have an account at Yes Bank – UCB LAKHIMPUR NIGHASAN ROAD, the IFSC YESB0LUBNRD stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ucb Lakhimpur Nighasan Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9415168319.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LUBNRD

Online banking and IFSC YESB0LUBNRD

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UCB LAKHIMPUR NIGHASAN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LUBNRD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Ucb Lakhimpur Nighasan Road branch

The branch is located at HOUSE - 18, HATHIPUR NORTH, NIGHASAN ROAD, LAKHIMPUR KHERI 262701, which puts it inside Lakhimpur, the broader Lakhimpur Kheri district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Ucb Lakhimpur Nighasan Road branch” — the verified location pin for IFSC YESB0LUBNRD should appear at the top of the results.
2. Confirm the branch is open by calling 9415168319 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0LUBNRD and your account number.

Common mistakes to avoid when using IFSC YESB0LUBNRD

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – UCB LAKHIMPUR NIGHASAN ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0LUBNRD.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Ucb Lakhimpur Nighasan Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LUBNRD continue to work without interruption.

Verifying IFSC YESB0LUBNRD from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0LUBNRD by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9415168319.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LUBNRD belongs to Yes Bank's UCB LAKHIMPUR NIGHASAN ROAD branch, located at HOUSE - 18, HATHIPUR NORTH, NIGHASAN ROAD, LAKHIMPUR KHERI 262701 in LAKHIMPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.