IFSC Code of Yes Bank, Ucb Lakhimpur Guru Nanak Inter Coll Branch, Uttar Pradesh

Below are the complete branch details for Yes Bank, UCB LAKHIMPUR GURU NANAK INTER COLL branch, located in LAKHIMPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is YESB0LUBGNI. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0LUBGNI for Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL is YESB0LUBGNI. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters LUBGNI map to this branch in LAKHIMPUR, UTTAR PRADESH.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ucb Lakhimpur Guru Nanak Inter Coll branch in Lakhimpur, Uttar Pradesh is part of this network and uses the IFSC code YESB0LUBGNI for all electronic settlement.

Ucb Lakhimpur Guru Nanak Inter Coll branch overview

Located at GURU NANAK INTER COLLEGE, SITAPUR ROAD, LAKHIMPUR KHERI - 262701, the Ucb Lakhimpur Guru Nanak Inter Coll branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0LUBGNI is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UCB LAKHIMPUR GURU NANAK INTER COLL of Yes Bank — its own 11-character IFSC. The code YESB0LUBGNI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0LUBGNI the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Ucb Lakhimpur Guru Nanak Inter Coll branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0LUBGNI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0LUBGNI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LUBGNI across all three.

NEFT to Yes Bank, UCB LAKHIMPUR GURU NANAK INTER COLL using IFSC YESB0LUBGNI

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LUBGNI, and confirm that the system picks up Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0LUBGNI

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL, ensure your bank's portal accepts IFSC YESB0LUBGNI while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank UCB LAKHIMPUR GURU NANAK INTER COLL (IFSC YESB0LUBGNI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0LUBGNI in your mobile or internet banking app, and the money is credited to the UCB LAKHIMPUR GURU NANAK INTER COLL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ucb Lakhimpur Guru Nanak Inter Coll

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0LUBGNI:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UCB LAKHIMPUR GURU NANAK INTER COLL is still linked to IFSC YESB0LUBGNI.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0LUBGNI

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL is still mapped to IFSC YESB0LUBGNI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0LUBGNI and the beneficiary's account number to complete the transfer.

Account types you can open at the Ucb Lakhimpur Guru Nanak Inter Coll branch

Once you have an account at Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL, the IFSC YESB0LUBGNI stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ucb Lakhimpur Guru Nanak Inter Coll branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0LUBGNI

Online banking and IFSC YESB0LUBGNI

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UCB LAKHIMPUR GURU NANAK INTER COLL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LUBGNI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ucb Lakhimpur Guru Nanak Inter Coll branch sits at GURU NANAK INTER COLLEGE, SITAPUR ROAD, LAKHIMPUR KHERI - 262701. If you are travelling from outside Lakhimpur, search for the branch on a maps application using the bank name and locality, or call 9415168319 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0LUBGNI and your account number.

Common mistakes to avoid when using IFSC YESB0LUBGNI

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – UCB LAKHIMPUR GURU NANAK INTER COLL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0LUBGNI.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Ucb Lakhimpur Guru Nanak Inter Coll are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LUBGNI continue to work without interruption.

Verifying IFSC YESB0LUBGNI from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0LUBGNI by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9415168319.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0LUBGNI belongs to Yes Bank's UCB LAKHIMPUR GURU NANAK INTER COLL branch, located at GURU NANAK INTER COLLEGE, SITAPUR ROAD, LAKHIMPUR KHERI - 262701 in LAKHIMPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.