IFSC Code of Yes Bank, Sundargarh Dccb Lahunipara Branch, Odisha

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, SUNDARGARH DCCB LAHUNIPARA branch in LAHUNIPADA. The 11-digit IFSC YESB0SNGB08 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the SUNDARGARH DCCB LAHUNIPARA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – SUNDARGARH DCCB LAHUNIPARA is YESB0SNGB08. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SNGB08 map to this branch in LAHUNIPADA, ODISHA.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sundargarh Dccb Lahunipara branch in Lahunipada, Odisha is part of this network and uses the IFSC code YESB0SNGB08 for all electronic settlement.

Sundargarh Dccb Lahunipara branch overview

Located at AT PO LAHUNIPARA 770040, the Sundargarh Dccb Lahunipara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0SNGB08 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SUNDARGARH DCCB LAHUNIPARA branch came to be assigned the code YESB0SNGB08.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0SNGB08, money simply cannot be routed to the SUNDARGARH DCCB LAHUNIPARA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0SNGB08 and the account number together uniquely identify the Sundargarh Dccb Lahunipara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0SNGB08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SNGB08 across all three.

NEFT to Yes Bank, SUNDARGARH DCCB LAHUNIPARA using IFSC YESB0SNGB08

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0SNGB08, and confirm that the system picks up Yes Bank – SUNDARGARH DCCB LAHUNIPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SUNDARGARH DCCB LAHUNIPARA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SUNDARGARH DCCB LAHUNIPARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0SNGB08 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank SUNDARGARH DCCB LAHUNIPARA (IFSC YESB0SNGB08)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SNGB08 in your mobile or internet banking app, and the money is credited to the SUNDARGARH DCCB LAHUNIPARA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0SNGB08 for Yes Bank – SUNDARGARH DCCB LAHUNIPARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sundargarh Dccb Lahunipara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0SNGB08

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SUNDARGARH DCCB LAHUNIPARA is still mapped to IFSC YESB0SNGB08. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0SNGB08 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sundargarh Dccb Lahunipara branch is mapped to IFSC YESB0SNGB08 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0SNGB08.

Products and services

Customers walking into the Sundargarh Dccb Lahunipara branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SNGB08

Online banking and IFSC YESB0SNGB08

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SUNDARGARH DCCB LAHUNIPARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SNGB08 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sundargarh Dccb Lahunipara branch sits at AT PO LAHUNIPARA 770040. If you are travelling from outside Lahunipada, search for the branch on a maps application using the bank name and locality, or call 6625-232250 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0SNGB08 and your account number.

Common mistakes to avoid when using IFSC YESB0SNGB08

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SUNDARGARH DCCB LAHUNIPARA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SNGB08.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sundargarh Dccb Lahunipara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0SNGB08, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0SNGB08 for Yes Bank – SUNDARGARH DCCB LAHUNIPARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0SNGB08 is the IFSC code of Yes Bank, SUNDARGARH DCCB LAHUNIPARA branch, in LAHUNIPADA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.