IFSC Code of Yes Bank, Panipat Urban Coop Bank Ltd Kurukshetra Branch, Haryana

Below are the complete branch details for Yes Bank, PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch, located in KURUKSHETRA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0PUCB18. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0PUCB18 for Yes Bank – PANIPAT URBAN COOP BANK LTD KURUKSHETRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch, the IFSC YESB0PUCB18 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and PUCB18 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Panipat Urban Coop Bank Ltd Kurukshetra branch in Kurukshetra, Haryana is part of this network and uses the IFSC code YESB0PUCB18 for all electronic settlement.

About the Panipat Urban Coop Bank Ltd Kurukshetra branch

The Panipat Urban Coop Bank Ltd Kurukshetra branch of Yes Bank is situated at RAM CHANDER COLONY, SHASTRI MARKET, KURUKSHETRA - 136119. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0PUCB18 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch came to be assigned the code YESB0PUCB18.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0PUCB18, money simply cannot be routed to the PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0PUCB18 and the account number together uniquely identify the Panipat Urban Coop Bank Ltd Kurukshetra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0PUCB18

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0PUCB18 across all three.

How to use IFSC YESB0PUCB18 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0PUCB18.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PANIPAT URBAN COOP BANK LTD KURUKSHETRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PANIPAT URBAN COOP BANK LTD KURUKSHETRA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0PUCB18 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank PANIPAT URBAN COOP BANK LTD KURUKSHETRA (IFSC YESB0PUCB18)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0PUCB18 in your mobile or internet banking app, and the money is credited to the PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Panipat Urban Coop Bank Ltd Kurukshetra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0PUCB18:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANIPAT URBAN COOP BANK LTD KURUKSHETRA is still linked to IFSC YESB0PUCB18.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0PUCB18

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PANIPAT URBAN COOP BANK LTD KURUKSHETRA is still mapped to IFSC YESB0PUCB18. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0PUCB18 and the beneficiary's account number to complete the transfer.

Account types you can open at the Panipat Urban Coop Bank Ltd Kurukshetra branch

Once you have an account at Yes Bank – PANIPAT URBAN COOP BANK LTD KURUKSHETRA, the IFSC YESB0PUCB18 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Panipat Urban Coop Bank Ltd Kurukshetra branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0PUCB18

Online banking and IFSC YESB0PUCB18

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0PUCB18 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Panipat Urban Coop Bank Ltd Kurukshetra branch

The branch is located at RAM CHANDER COLONY, SHASTRI MARKET, KURUKSHETRA - 136119, which puts it inside Kurukshetra, the broader Kurukshetra district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Panipat Urban Coop Bank Ltd Kurukshetra branch” — the verified location pin for IFSC YESB0PUCB18 should appear at the top of the results.
2. Confirm the branch is open by calling 8607129100 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0PUCB18 and your account number.

Common mistakes to avoid when using IFSC YESB0PUCB18

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – PANIPAT URBAN COOP BANK LTD KURUKSHETRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0PUCB18.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panipat Urban Coop Bank Ltd Kurukshetra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0PUCB18, however, work 24x7.

Verifying IFSC YESB0PUCB18 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0PUCB18 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8607129100.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0PUCB18 is the IFSC code of Yes Bank, PANIPAT URBAN COOP BANK LTD KURUKSHETRA branch, in KURUKSHETRA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.