IFSC Code of Yes Bank, Navanagara Urban Co-Operative Bank Ltd Branch, Karnataka

If you are searching for the IFSC code of Yes Bank, NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch in KR NAGAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is YESB0CNUCBK. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch, and detailed step-by-step guides for using the IFSC YESB0CNUCBK across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – NAVANAGARA URBAN CO-OPERATIVE BANK LTD is YESB0CNUCBK. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CNUCBK map to this branch in KR NAGAR, KARNATAKA.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Navanagara Urban Co-Operative Bank Ltd branch in Kr Nagar, Karnataka is part of this network and uses the IFSC code YESB0CNUCBK for all electronic settlement.

Branch details at a glance

Navanagara Urban Co-Operative Bank Ltd branch overview

Located at 989/915, ADMINSTRATION OFFICE,ARKANATHA ROAD, KR NAGAR - 571602, the Navanagara Urban Co-Operative Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0CNUCBK is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch came to be assigned the code YESB0CNUCBK.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CNUCBK, money simply cannot be routed to the NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch electronically.

Products and account variants supported

Every account opened at the Navanagara Urban Co-Operative Bank Ltd branch is mapped to IFSC YESB0CNUCBK on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CNUCBK.

Banking services available

The Navanagara Urban Co-Operative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8223-262312.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0CNUCBK

How to transfer money using IFSC YESB0CNUCBK

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CNUCBK across all three.

How to use IFSC YESB0CNUCBK for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CNUCBK.
4. Confirm the bank name auto-populates as Yes Bank and the branch as NAVANAGARA URBAN CO-OPERATIVE BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NAVANAGARA URBAN CO-OPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CNUCBK while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – NAVANAGARA URBAN CO-OPERATIVE BANK LTD, use IMPS. With IFSC YESB0CNUCBK and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Navanagara Urban Co-Operative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CNUCBK:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAVANAGARA URBAN CO-OPERATIVE BANK LTD is still linked to IFSC YESB0CNUCBK.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch, the IFSC YESB0CNUCBK is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Navanagara Urban Co-Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0CNUCBK is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Navanagara Urban Co-Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0CNUCBK for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – NAVANAGARA URBAN CO-OPERATIVE BANK LTD:

• The IFSC is exactly YESB0CNUCBK with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and NAVANAGARA URBAN CO-OPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Navanagara Urban Co-Operative Bank Ltd branch

The branch is located at 989/915, ADMINSTRATION OFFICE,ARKANATHA ROAD, KR NAGAR - 571602, which puts it inside Kr Nagar, the broader Mysore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Navanagara Urban Co-Operative Bank Ltd branch” — the verified location pin for IFSC YESB0CNUCBK should appear at the top of the results.
2. Confirm the branch is open by calling 8223-262312 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CNUCBK and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CNUCBK for Yes Bank – NAVANAGARA URBAN CO-OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Navanagara Urban Co-Operative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CNUCBK, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0CNUCBK is the IFSC code of Yes Bank, NAVANAGARA URBAN CO-OPERATIVE BANK LTD branch, in KR NAGAR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.