IFSC Code of Yes Bank, Eastern and North-East Frontier Railway Coop Bank Ltd Branch, West Bengal

If you are searching for the IFSC code of Yes Bank, EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch in KOLKATA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is YESB0ENFRCB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch, and detailed step-by-step guides for using the IFSC YESB0ENFRCB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD is YESB0ENFRCB. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ENFRCB map to this branch in KOLKATA, WEST BENGAL.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Eastern and North-East Frontier Railway Coop Bank Ltd branch — IFSC YESB0ENFRCB — extends the bank's services to customers in and around Kolkata, West Bengal.

About the Eastern and North-East Frontier Railway Coop Bank Ltd branch

The Eastern and North-East Frontier Railway Coop Bank Ltd branch of Yes Bank is situated at 37, A&B SASHI BHUSHAN DEY STREET, BOWBAZAR, KOLKATA-700012. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0ENFRCB is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch came to be assigned the code YESB0ENFRCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0ENFRCB, money simply cannot be routed to the EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0ENFRCB and the account number together uniquely identify the Eastern and North-East Frontier Railway Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0ENFRCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0ENFRCB across all three.

How to use IFSC YESB0ENFRCB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0ENFRCB.
4. Confirm the bank name auto-populates as Yes Bank and the branch as EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0ENFRCB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD, ensure your bank's portal accepts IFSC YESB0ENFRCB while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD, use IMPS. With IFSC YESB0ENFRCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0ENFRCB for Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Eastern and North-East Frontier Railway Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0ENFRCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD is still mapped to IFSC YESB0ENFRCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0ENFRCB and the beneficiary's account number to complete the transfer.

Account types you can open at the Eastern and North-East Frontier Railway Coop Bank Ltd branch

Once you have an account at Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD, the IFSC YESB0ENFRCB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Eastern and North-East Frontier Railway Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9830517313.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0ENFRCB

Online banking and IFSC YESB0ENFRCB

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0ENFRCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Eastern and North-East Frontier Railway Coop Bank Ltd branch sits at 37, A&B SASHI BHUSHAN DEY STREET, BOWBAZAR, KOLKATA-700012. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 9830517313 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0ENFRCB and your account number.

Common mistakes to avoid when using IFSC YESB0ENFRCB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0ENFRCB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Eastern and North-East Frontier Railway Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0ENFRCB continue to work without interruption.

Verifying IFSC YESB0ENFRCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0ENFRCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9830517313.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0ENFRCB is the IFSC code of Yes Bank, EASTERN AND NORTH-EAST FRONTIER RAILWAY COOP BANK LTD branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.