IFSC Code of Yes Bank, Diamond Harbour Road, Behala, Kolkata Branch, West Bengal

Use this page as a one-stop reference for everything related to Yes Bank's DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch in KOLKATA, WEST BENGAL. The branch's IFSC code YESB0001564 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – DIAMOND HARBOUR ROAD, BEHALA, KOLKATA is YESB0001564. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001564 map to this branch in KOLKATA, WEST BENGAL.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Diamond Harbour Road, Behala, Kolkata branch in Kolkata, West Bengal is part of this network and uses the IFSC code YESB0001564 for all electronic settlement.

Diamond Harbour Road, Behala, Kolkata branch overview

Located at GROUND FLOOR, SHOP NO. 1,2&3, PREMISES NO 70B, DIAMOND HARBOUR ROAD, BEHALA, KOLKATA 700 108, the Diamond Harbour Road, Behala, Kolkata branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0001564 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch came to be assigned the code YESB0001564.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0001564, money simply cannot be routed to the DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Diamond Harbour Road, Behala, Kolkata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0001564 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0001564

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0001564 across all three.

How to use IFSC YESB0001564 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0001564.
4. Confirm the bank name auto-populates as Yes Bank and the branch as DIAMOND HARBOUR ROAD, BEHALA, KOLKATA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DIAMOND HARBOUR ROAD, BEHALA, KOLKATA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0001564 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank DIAMOND HARBOUR ROAD, BEHALA, KOLKATA (IFSC YESB0001564)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0001564 in your mobile or internet banking app, and the money is credited to the DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0001564 for Yes Bank – DIAMOND HARBOUR ROAD, BEHALA, KOLKATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Diamond Harbour Road, Behala, Kolkata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch, the IFSC YESB0001564 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Diamond Harbour Road, Behala, Kolkata branch

Once you have an account at Yes Bank – DIAMOND HARBOUR ROAD, BEHALA, KOLKATA, the IFSC YESB0001564 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Diamond Harbour Road, Behala, Kolkata branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0001564

Online banking and IFSC YESB0001564

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0001564 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Diamond Harbour Road, Behala, Kolkata branch

The branch is located at GROUND FLOOR, SHOP NO. 1,2&3, PREMISES NO 70B, DIAMOND HARBOUR ROAD, BEHALA, KOLKATA 700 108, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Diamond Harbour Road, Behala, Kolkata branch” — the verified location pin for IFSC YESB0001564 should appear at the top of the results.
2. Confirm the branch is open by calling 33-18001200 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0001564 and your account number.

Common mistakes to avoid when using IFSC YESB0001564

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – DIAMOND HARBOUR ROAD, BEHALA, KOLKATA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0001564.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Diamond Harbour Road, Behala, Kolkata are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0001564 continue to work without interruption.

Verifying IFSC YESB0001564 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0001564 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 33-18001200.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0001564 is the IFSC code of Yes Bank, DIAMOND HARBOUR ROAD, BEHALA, KOLKATA branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.