IFSC Code of Yes Bank, Chittaranjan Avenue, Kolkata,E Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, CHITTARANJAN AVENUE, KOLKATA,E branch in KOLKATA. The 11-digit IFSC YESB0000322 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the CHITTARANJAN AVENUE, KOLKATA,E location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's CHITTARANJAN AVENUE, KOLKATA,E branch, the IFSC YESB0000322 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and 000322 identifies this particular branch.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Chittaranjan Avenue, Kolkata,E branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0000322.

About the Chittaranjan Avenue, Kolkata,E branch

The Chittaranjan Avenue, Kolkata,E branch of Yes Bank is situated at GROUND FLOOR,, 271 CHITTARANJAN AVENUE, KOLKATA EAST, KOLKATA, WEST BENGAL-700006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0000322 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHITTARANJAN AVENUE, KOLKATA,E of Yes Bank — its own 11-character IFSC. The code YESB0000322 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0000322 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0000322

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0000322 across all three.

NEFT to Yes Bank, CHITTARANJAN AVENUE, KOLKATA,E using IFSC YESB0000322

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0000322, and confirm that the system picks up Yes Bank – CHITTARANJAN AVENUE, KOLKATA,E. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHITTARANJAN AVENUE, KOLKATA,E

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's CHITTARANJAN AVENUE, KOLKATA,E branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0000322 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank CHITTARANJAN AVENUE, KOLKATA,E (IFSC YESB0000322)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0000322 in your mobile or internet banking app, and the money is credited to the CHITTARANJAN AVENUE, KOLKATA,E branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chittaranjan Avenue, Kolkata,E

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0000322:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHITTARANJAN AVENUE, KOLKATA,E is still linked to IFSC YESB0000322.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's CHITTARANJAN AVENUE, KOLKATA,E branch, the IFSC YESB0000322 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Chittaranjan Avenue, Kolkata,E branch

Once you have an account at Yes Bank – CHITTARANJAN AVENUE, KOLKATA,E, the IFSC YESB0000322 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chittaranjan Avenue, Kolkata,E branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0000322

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0000322 and the account number together uniquely identify the Chittaranjan Avenue, Kolkata,E branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Chittaranjan Avenue, Kolkata,E branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0000322 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0000322

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – CHITTARANJAN AVENUE, KOLKATA,E, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0000322.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chittaranjan Avenue, Kolkata,E branch

The branch is located at GROUND FLOOR,, 271 CHITTARANJAN AVENUE, KOLKATA EAST, KOLKATA, WEST BENGAL-700006, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Chittaranjan Avenue, Kolkata,E branch” — the verified location pin for IFSC YESB0000322 should appear at the top of the results.
2. Confirm the branch is open by calling 33-30839000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0000322 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0000322 for Yes Bank – CHITTARANJAN AVENUE, KOLKATA,E, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chittaranjan Avenue, Kolkata,E branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0000322, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0000322 is the IFSC code of Yes Bank, CHITTARANJAN AVENUE, KOLKATA,E branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.