IFSC Code of Yes Bank, Raje Vikramsinh Ghatage Co Op Bank Ltd Branch, Maharashtra

Below are the complete branch details for Yes Bank, RAJE VIKRAMSINH GHATAGE CO OP BANK LTD branch, located in KOLHAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB00KCB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB00KCB01 for Yes Bank – RAJE VIKRAMSINH GHATAGE CO OP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB00KCB01 is the IFSC of Yes Bank's RAJE VIKRAMSINH GHATAGE CO OP BANK LTD branch. The format is fixed: YESB = bank code, 0 = reserved, 0KCB01 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Raje Vikramsinh Ghatage Co Op Bank Ltd branch in Kolhapur, Maharashtra is part of this network and uses the IFSC code YESB00KCB01 for all electronic settlement.

About the Raje Vikramsinh Ghatage Co Op Bank Ltd branch

The Raje Vikramsinh Ghatage Co Op Bank Ltd branch of Yes Bank is situated at PLOT NO 31, CTS NO 2156, JAYSINGRAO PARK, KAGAL - 416216. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB00KCB01 is used.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJE VIKRAMSINH GHATAGE CO OP BANK LTD of Yes Bank — its own 11-character IFSC. The code YESB00KCB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB00KCB01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Raje Vikramsinh Ghatage Co Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB00KCB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB00KCB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB00KCB01 across all three.

NEFT to Yes Bank, RAJE VIKRAMSINH GHATAGE CO OP BANK LTD using IFSC YESB00KCB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB00KCB01, and confirm that the system picks up Yes Bank – RAJE VIKRAMSINH GHATAGE CO OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB00KCB01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – RAJE VIKRAMSINH GHATAGE CO OP BANK LTD, ensure your bank's portal accepts IFSC YESB00KCB01 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank RAJE VIKRAMSINH GHATAGE CO OP BANK LTD (IFSC YESB00KCB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB00KCB01 in your mobile or internet banking app, and the money is credited to the RAJE VIKRAMSINH GHATAGE CO OP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB00KCB01 for Yes Bank – RAJE VIKRAMSINH GHATAGE CO OP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Raje Vikramsinh Ghatage Co Op Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB00KCB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – RAJE VIKRAMSINH GHATAGE CO OP BANK LTD is still mapped to IFSC YESB00KCB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB00KCB01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Raje Vikramsinh Ghatage Co Op Bank Ltd branch is mapped to IFSC YESB00KCB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB00KCB01.

Products and services

Customers walking into the Raje Vikramsinh Ghatage Co Op Bank Ltd branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB00KCB01

Digital banking channels

Most day-to-day work that customers used to do at the Raje Vikramsinh Ghatage Co Op Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB00KCB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Raje Vikramsinh Ghatage Co Op Bank Ltd branch sits at PLOT NO 31, CTS NO 2156, JAYSINGRAO PARK, KAGAL - 416216. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 2325-245055 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB00KCB01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – RAJE VIKRAMSINH GHATAGE CO OP BANK LTD:

• The IFSC is exactly YESB00KCB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and RAJE VIKRAMSINH GHATAGE CO OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raje Vikramsinh Ghatage Co Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB00KCB01, however, work 24x7.

Verifying IFSC YESB00KCB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB00KCB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2325-245055.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB00KCB01 belongs to Yes Bank's RAJE VIKRAMSINH GHATAGE CO OP BANK LTD branch, located at PLOT NO 31, CTS NO 2156, JAYSINGRAO PARK, KAGAL - 416216 in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.