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15th May
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    IFSC Code of Yes Bank, Mamasaheb Pawar Satyavijay Coop Bank Kolhapur Branch, Maharashtra

    IFSC code YESB0MPSC12 - Yes Bank, Mamasaheb Pawar Satyavijay Coop Bank Kolhapur Branch, Kolhapur, Maharashtra. Use it for NEFT, RTGS and IMPS transfers.

    Below are the complete branch details for Yes Bank, MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR branch, located in KOLHAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0MPSC12. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

    The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0MPSC12 for Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

    IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

    In our case, YESB0MPSC12 is the IFSC of Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR branch. The format is fixed: YESB = bank code, 0 = reserved, MPSC12 = branch identifier.

    Bank profile

    Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch — IFSC YESB0MPSC12 — extends the bank's services to customers in and around Kolhapur, Maharashtra.

    About the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch

    The Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch of Yes Bank is situated at SHAHUPURI 3RD LINE KOLHAPUR 416310. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0MPSC12 is used.

    Branch details at a glance

    Bank NameYes Bank
    BranchMamasaheb Pawar Satyavijay Coop Bank Kolhapur
    IFSC CodeYESB0MPSC12
    MICR CodeRefer to cheque leaf
    Branch AddressSHAHUPURI 3RD LINE KOLHAPUR 416310
    CityKolhapur
    DistrictKolhapur
    StateMaharashtra
    STD Code231
    Phone2522777

    Why every Yes Bank branch has a unique IFSC

    Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR of Yes Bank — its own 11-character IFSC. The code YESB0MPSC12 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

    Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MPSC12 the same way you would treat your account number — verify it once and save it carefully for future use.

    MICR & cheque-truncation details

    Cheques drawn on the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MPSC12 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

    How to transfer money using IFSC YESB0MPSC12

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MPSC12 across all three.

    NEFT to Yes Bank, MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR using IFSC YESB0MPSC12

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MPSC12, and confirm that the system picks up Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    RTGS transfers via IFSC YESB0MPSC12

    RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR, ensure your bank's portal accepts IFSC YESB0MPSC12 while registering the beneficiary. RTGS is also available 24x7.

    IMPS to Yes Bank MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR (IFSC YESB0MPSC12)

    IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MPSC12 in your mobile or internet banking app, and the money is credited to the MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR branch account within seconds.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC YESB0MPSC12 for Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – YESB0MPSC12Yes – YESB0MPSC12Yes – YESB0MPSC12

    For most retail customers crediting the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    How UPI relates to the IFSC code

    UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR branch, the IFSC YESB0MPSC12 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

    That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

    Account types you can open at the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch

    Once you have an account at Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR, the IFSC YESB0MPSC12 stays the same regardless of the type of account you hold. The branch typically supports the following options:

    • Savings account — for individuals, with chequebook, ATM card and net-banking access.
    • Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
    • Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
    • NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
    • Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
    • Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
    • Minor and student accounts — operated jointly with a guardian until the customer turns 18.

    Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

    Products and services

    Customers walking into the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch can access most of Yes Bank's standard product suite, including:

    • Account opening – savings, current, NRI, salary
    • Term deposits and recurring deposits
    • Retail and small-business loans
    • Insurance and mutual-fund tie-ups
    • Locker, safe deposit and ATM card services
    • Online and mobile banking activation
    • Electronic transfers via IFSC YESB0MPSC12

    Digital banking channels

    Most day-to-day work that customers used to do at the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MPSC12 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

    Reaching the branch

    The Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch sits at SHAHUPURI 3RD LINE KOLHAPUR 416310. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 231-2522777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MPSC12 and your account number.

    Common mistakes to avoid when using IFSC YESB0MPSC12

    An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR, double-check for these issues:

    • Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
    • Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0MPSC12.
    • Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
    • Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
    • Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

    Branch banking hours and holidays

    Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MPSC12, however, work 24x7.

    Verifying IFSC YESB0MPSC12 from official sources

    The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0MPSC12 by:

    • Looking at the cheque leaf – IFSC is printed near the MICR band.
    • Opening the passbook's first page.
    • Calling the branch directly on 231-2522777.
    • Visiting the bank's official branch locator page.

    Branch address & contact

    Yes Bank
    Mamasaheb Pawar Satyavijay Coop Bank Kolhapur Branch
    SHAHUPURI 3RD LINE KOLHAPUR 416310
    Kolhapur, Maharashtra
    Phone: 231-2522777
    IFSC: YESB0MPSC12

    Frequently asked questions

    Is IFSC YESB0MPSC12 valid for NEFT and RTGS?

    Yes. IFSC YESB0MPSC12 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

    How do I add Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Kolhapur as a beneficiary?

    Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0MPSC12, and complete OTP verification. Once activated, you can transfer funds at any time.

    What is the IFSC code of Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch?

    The IFSC code of Yes Bank, Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch is YESB0MPSC12. It is used for NEFT, RTGS and IMPS fund transfers to this branch.

    What is the phone number of Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch?

    You can reach the branch at 231-2522777 during regular banking hours.

    Does Yes Bank Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch offer locker facilities?

    Locker availability depends on branch size and customer demand. Please contact the branch on 231-2522777 to confirm.

    How quickly will an NEFT transfer using YESB0MPSC12 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Mamasaheb Pawar Satyavijay Coop Bank Kolhapur reflect within 30 minutes.

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mamasaheb Pawar Satyavijay Coop Bank Kolhapur branch but serve different purposes.

    Summary

    The IFSC code YESB0MPSC12 belongs to Yes Bank's MAMASAHEB PAWAR SATYAVIJAY COOP BANK KOLHAPUR branch, located at SHAHUPURI 3RD LINE KOLHAPUR 416310 in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.

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