IFSC Code of Yes Bank, Kodoli Urban Coop Bank Ltd Kolhapur Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, KODOLI URBAN COOP BANK LTD KOLHAPUR branch in KOLHAPUR. The 11-digit IFSC YESB0KUBL09 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the KODOLI URBAN COOP BANK LTD KOLHAPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – KODOLI URBAN COOP BANK LTD KOLHAPUR is YESB0KUBL09. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KUBL09 map to this branch in KOLHAPUR, MAHARASHTRA.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kodoli Urban Coop Bank Ltd Kolhapur branch — IFSC YESB0KUBL09 — extends the bank's services to customers in and around Kolhapur, Maharashtra.

About the Kodoli Urban Coop Bank Ltd Kolhapur branch

The Kodoli Urban Coop Bank Ltd Kolhapur branch of Yes Bank is situated at 2ND LANE SHAHUPURI, NEAR RADHAKRISHNA MANDIR, KOLHAPUR 416001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0KUBL09 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KODOLI URBAN COOP BANK LTD KOLHAPUR of Yes Bank — its own 11-character IFSC. The code YESB0KUBL09 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0KUBL09 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0KUBL09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KUBL09 across all three.

NEFT to Yes Bank, KODOLI URBAN COOP BANK LTD KOLHAPUR using IFSC YESB0KUBL09

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KUBL09, and confirm that the system picks up Yes Bank – KODOLI URBAN COOP BANK LTD KOLHAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KODOLI URBAN COOP BANK LTD KOLHAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's KODOLI URBAN COOP BANK LTD KOLHAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0KUBL09 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – KODOLI URBAN COOP BANK LTD KOLHAPUR, use IMPS. With IFSC YESB0KUBL09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kodoli Urban Coop Bank Ltd Kolhapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0KUBL09:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KODOLI URBAN COOP BANK LTD KOLHAPUR is still linked to IFSC YESB0KUBL09.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's KODOLI URBAN COOP BANK LTD KOLHAPUR branch, the IFSC YESB0KUBL09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kodoli Urban Coop Bank Ltd Kolhapur branch

Once you have an account at Yes Bank – KODOLI URBAN COOP BANK LTD KOLHAPUR, the IFSC YESB0KUBL09 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kodoli Urban Coop Bank Ltd Kolhapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2664046.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0KUBL09

MICR & cheque-truncation details

Cheques drawn on the Kodoli Urban Coop Bank Ltd Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0KUBL09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Kodoli Urban Coop Bank Ltd Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0KUBL09 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0KUBL09

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – KODOLI URBAN COOP BANK LTD KOLHAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0KUBL09.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Kodoli Urban Coop Bank Ltd Kolhapur branch sits at 2ND LANE SHAHUPURI, NEAR RADHAKRISHNA MANDIR, KOLHAPUR 416001. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 231-2664046 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KUBL09 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0KUBL09 for Yes Bank – KODOLI URBAN COOP BANK LTD KOLHAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kodoli Urban Coop Bank Ltd Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0KUBL09, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0KUBL09 belongs to Yes Bank's KODOLI URBAN COOP BANK LTD KOLHAPUR branch, located at 2ND LANE SHAHUPURI, NEAR RADHAKRISHNA MANDIR, KOLHAPUR 416001 in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.