IFSC Code of Yes Bank, Mizoram Coop Apex Bank Kolasib Branch, Mizoram

Below are the complete branch details for Yes Bank, MIZORAM COOP APEX BANK KOLASIB branch, located in KOLASIB, MIZORAM. The IFSC assigned by the Reserve Bank of India to this branch is YESB0MAB010. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0MAB010 for Yes Bank – MIZORAM COOP APEX BANK KOLASIB — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's MIZORAM COOP APEX BANK KOLASIB branch, the IFSC YESB0MAB010 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and MAB010 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Mizoram Coop Apex Bank Kolasib branch in Kolasib. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0MAB010.

About this branch

The branch is located at DIAKKAWN KOLASIB 796081. It serves the Kolasib region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MAB010 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIZORAM COOP APEX BANK KOLASIB of Yes Bank — its own 11-character IFSC. The code YESB0MAB010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MAB010 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Mizoram Coop Apex Bank Kolasib branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MAB010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0MAB010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MAB010 across all three.

How to use IFSC YESB0MAB010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's MIZORAM COOP APEX BANK KOLASIB branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0MAB010.
4. Confirm the bank name auto-populates as Yes Bank and the branch as MIZORAM COOP APEX BANK KOLASIB.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0MAB010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MIZORAM COOP APEX BANK KOLASIB, ensure your bank's portal accepts IFSC YESB0MAB010 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank MIZORAM COOP APEX BANK KOLASIB (IFSC YESB0MAB010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MAB010 in your mobile or internet banking app, and the money is credited to the MIZORAM COOP APEX BANK KOLASIB branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MAB010 for Yes Bank – MIZORAM COOP APEX BANK KOLASIB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mizoram Coop Apex Bank Kolasib branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0MAB010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – MIZORAM COOP APEX BANK KOLASIB is still mapped to IFSC YESB0MAB010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0MAB010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mizoram Coop Apex Bank Kolasib branch is mapped to IFSC YESB0MAB010 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MAB010.

Banking services available

The Mizoram Coop Apex Bank Kolasib branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3837-220081.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MAB010

Online banking and IFSC YESB0MAB010

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MIZORAM COOP APEX BANK KOLASIB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MAB010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Mizoram Coop Apex Bank Kolasib branch

The branch is located at DIAKKAWN KOLASIB 796081, which puts it inside Kolasib, the broader Kolasib district, and the state of Mizoram. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mizoram Coop Apex Bank Kolasib branch” — the verified location pin for IFSC YESB0MAB010 should appear at the top of the results.
2. Confirm the branch is open by calling 3837-220081 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MAB010 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MIZORAM COOP APEX BANK KOLASIB:

• The IFSC is exactly YESB0MAB010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MIZORAM COOP APEX BANK KOLASIB as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Mizoram Coop Apex Bank Kolasib are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MAB010 continue to work without interruption.

Verifying IFSC YESB0MAB010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0MAB010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3837-220081.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0MAB010 belongs to Yes Bank's MIZORAM COOP APEX BANK KOLASIB branch, located at DIAKKAWN KOLASIB 796081 in KOLASIB, MIZORAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.