IFSC Code of Yes Bank, Khalilabad Nagar Sah Bank Semariawa Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, KHALILABAD NAGAR SAH BANK SEMARIAWA branch in KHALILABAD. The 11-digit IFSC YESB0KHBKSN uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the KHALILABAD NAGAR SAH BANK SEMARIAWA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0KHBKSN is the IFSC of Yes Bank's KHALILABAD NAGAR SAH BANK SEMARIAWA branch. The format is fixed: YESB = bank code, 0 = reserved, KHBKSN = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Khalilabad Nagar Sah Bank Semariawa branch in Khalilabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0KHBKSN.

About this branch

The branch is located at 950 MERHDAWAL RD SEMARIAWAN SANT KABIR NGR 272126. It serves the Khalilabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0KHBKSN is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHALILABAD NAGAR SAH BANK SEMARIAWA of Yes Bank — its own 11-character IFSC. The code YESB0KHBKSN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0KHBKSN the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0KHBKSN and the account number together uniquely identify the Khalilabad Nagar Sah Bank Semariawa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0KHBKSN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KHBKSN across all three.

NEFT to Yes Bank, KHALILABAD NAGAR SAH BANK SEMARIAWA using IFSC YESB0KHBKSN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KHBKSN, and confirm that the system picks up Yes Bank – KHALILABAD NAGAR SAH BANK SEMARIAWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0KHBKSN

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – KHALILABAD NAGAR SAH BANK SEMARIAWA, ensure your bank's portal accepts IFSC YESB0KHBKSN while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank KHALILABAD NAGAR SAH BANK SEMARIAWA (IFSC YESB0KHBKSN)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0KHBKSN in your mobile or internet banking app, and the money is credited to the KHALILABAD NAGAR SAH BANK SEMARIAWA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0KHBKSN for Yes Bank – KHALILABAD NAGAR SAH BANK SEMARIAWA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khalilabad Nagar Sah Bank Semariawa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's KHALILABAD NAGAR SAH BANK SEMARIAWA branch, the IFSC YESB0KHBKSN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Khalilabad Nagar Sah Bank Semariawa branch

Once you have an account at Yes Bank – KHALILABAD NAGAR SAH BANK SEMARIAWA, the IFSC YESB0KHBKSN stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Khalilabad Nagar Sah Bank Semariawa branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0KHBKSN

Online banking and IFSC YESB0KHBKSN

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the KHALILABAD NAGAR SAH BANK SEMARIAWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0KHBKSN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Khalilabad Nagar Sah Bank Semariawa branch sits at 950 MERHDAWAL RD SEMARIAWAN SANT KABIR NGR 272126. If you are travelling from outside Khalilabad, search for the branch on a maps application using the bank name and locality, or call 9919092028 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KHBKSN and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – KHALILABAD NAGAR SAH BANK SEMARIAWA:

• The IFSC is exactly YESB0KHBKSN with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and KHALILABAD NAGAR SAH BANK SEMARIAWA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Khalilabad Nagar Sah Bank Semariawa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0KHBKSN continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0KHBKSN for Yes Bank – KHALILABAD NAGAR SAH BANK SEMARIAWA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0KHBKSN is the IFSC code of Yes Bank, KHALILABAD NAGAR SAH BANK SEMARIAWA branch, in KHALILABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.