IFSC Code of Yes Bank, Kendrapara Urban Coop Bank Marshaghai Branch, Odisha

Below are the complete branch details for Yes Bank, KENDRAPARA URBAN COOP BANK MARSHAGHAI branch, located in KENDRAPARA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0KCB004. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0KCB004 for Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI is YESB0KCB004. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KCB004 map to this branch in KENDRAPARA, ODISHA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kendrapara Urban Coop Bank Marshaghai branch — IFSC YESB0KCB004 — extends the bank's services to customers in and around Kendrapara, Odisha.

About the Kendrapara Urban Coop Bank Marshaghai branch

The Kendrapara Urban Coop Bank Marshaghai branch of Yes Bank is situated at AT POST MARSHAGHAI, KENDRAPARA - 754213. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0KCB004 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's KENDRAPARA URBAN COOP BANK MARSHAGHAI branch came to be assigned the code YESB0KCB004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0KCB004, money simply cannot be routed to the KENDRAPARA URBAN COOP BANK MARSHAGHAI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0KCB004 and the account number together uniquely identify the Kendrapara Urban Coop Bank Marshaghai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0KCB004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KCB004 across all three.

NEFT to Yes Bank, KENDRAPARA URBAN COOP BANK MARSHAGHAI using IFSC YESB0KCB004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KCB004, and confirm that the system picks up Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0KCB004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI, ensure your bank's portal accepts IFSC YESB0KCB004 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI, use IMPS. With IFSC YESB0KCB004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0KCB004 for Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kendrapara Urban Coop Bank Marshaghai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0KCB004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI is still mapped to IFSC YESB0KCB004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0KCB004 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kendrapara Urban Coop Bank Marshaghai branch

Once you have an account at Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI, the IFSC YESB0KCB004 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kendrapara Urban Coop Bank Marshaghai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6727-272017.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0KCB004

Digital banking channels

Most day-to-day work that customers used to do at the Kendrapara Urban Coop Bank Marshaghai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0KCB004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Kendrapara Urban Coop Bank Marshaghai branch

The branch is located at AT POST MARSHAGHAI, KENDRAPARA - 754213, which puts it inside Kendrapara, the broader Kendrapara district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Kendrapara Urban Coop Bank Marshaghai branch” — the verified location pin for IFSC YESB0KCB004 should appear at the top of the results.
2. Confirm the branch is open by calling 6727-272017 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0KCB004 and your account number.

Common mistakes to avoid when using IFSC YESB0KCB004

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0KCB004.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Kendrapara Urban Coop Bank Marshaghai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0KCB004 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0KCB004 for Yes Bank – KENDRAPARA URBAN COOP BANK MARSHAGHAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0KCB004 is the IFSC code of Yes Bank, KENDRAPARA URBAN COOP BANK MARSHAGHAI branch, in KENDRAPARA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.