IFSC Code of Yes Bank, Dehradun Distt Coop Bank Kalsi Branch, Uttarakhand

Below are the complete branch details for Yes Bank, DEHRADUN DISTT COOP BANK KALSI branch, located in KALSI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is YESB0DZSB09. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0DZSB09 for Yes Bank – DEHRADUN DISTT COOP BANK KALSI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – DEHRADUN DISTT COOP BANK KALSI is YESB0DZSB09. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DZSB09 map to this branch in KALSI, UTTARAKHAND.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dehradun Distt Coop Bank Kalsi branch — IFSC YESB0DZSB09 — extends the bank's services to customers in and around Kalsi, Uttarakhand.

Dehradun Distt Coop Bank Kalsi branch overview

Located at MAIN BAZAR, KALSI GATE, DEHRADUN - 248159, the Dehradun Distt Coop Bank Kalsi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0DZSB09 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEHRADUN DISTT COOP BANK KALSI of Yes Bank — its own 11-character IFSC. The code YESB0DZSB09 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0DZSB09 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0DZSB09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DZSB09 across all three.

How to use IFSC YESB0DZSB09 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's DEHRADUN DISTT COOP BANK KALSI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0DZSB09.
4. Confirm the bank name auto-populates as Yes Bank and the branch as DEHRADUN DISTT COOP BANK KALSI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DEHRADUN DISTT COOP BANK KALSI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's DEHRADUN DISTT COOP BANK KALSI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0DZSB09 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank DEHRADUN DISTT COOP BANK KALSI (IFSC YESB0DZSB09)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0DZSB09 in your mobile or internet banking app, and the money is credited to the DEHRADUN DISTT COOP BANK KALSI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0DZSB09 for Yes Bank – DEHRADUN DISTT COOP BANK KALSI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dehradun Distt Coop Bank Kalsi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's DEHRADUN DISTT COOP BANK KALSI branch, the IFSC YESB0DZSB09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Dehradun Distt Coop Bank Kalsi branch

Once you have an account at Yes Bank – DEHRADUN DISTT COOP BANK KALSI, the IFSC YESB0DZSB09 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dehradun Distt Coop Bank Kalsi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0DZSB09

MICR & cheque-truncation details

Cheques drawn on the Dehradun Distt Coop Bank Kalsi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0DZSB09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0DZSB09

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the DEHRADUN DISTT COOP BANK KALSI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0DZSB09 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – DEHRADUN DISTT COOP BANK KALSI:

• The IFSC is exactly YESB0DZSB09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and DEHRADUN DISTT COOP BANK KALSI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dehradun Distt Coop Bank Kalsi branch sits at MAIN BAZAR, KALSI GATE, DEHRADUN - 248159. If you are travelling from outside Kalsi, search for the branch on a maps application using the bank name and locality, or call 135-2722678 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0DZSB09 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0DZSB09 for Yes Bank – DEHRADUN DISTT COOP BANK KALSI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dehradun Distt Coop Bank Kalsi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0DZSB09 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0DZSB09 is the IFSC code of Yes Bank, DEHRADUN DISTT COOP BANK KALSI branch, in KALSI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.