IFSC Code of Yes Bank, Zila Sahkari Bank Lucknow Sgpgi Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's ZILA SAHKARI BANK LUCKNOW SGPGI branch in KALLI PACHIM, UTTAR PRADESH. The branch's IFSC code YESB0ZSBL10 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0ZSBL10 is the IFSC of Yes Bank's ZILA SAHKARI BANK LUCKNOW SGPGI branch. The format is fixed: YESB = bank code, 0 = reserved, ZSBL10 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Zila Sahkari Bank Lucknow Sgpgi branch in Kalli Pachim, Uttar Pradesh is part of this network and uses the IFSC code YESB0ZSBL10 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at VILL AND POST, KALLI PASCHIM, RAEBARELI ROAD, LUCKNOW - 226014. It serves the Kalli Pachim region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0ZSBL10 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ZILA SAHKARI BANK LUCKNOW SGPGI branch came to be assigned the code YESB0ZSBL10.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0ZSBL10, money simply cannot be routed to the ZILA SAHKARI BANK LUCKNOW SGPGI branch electronically.

Products and account variants supported

Every account opened at the Zila Sahkari Bank Lucknow Sgpgi branch is mapped to IFSC YESB0ZSBL10 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0ZSBL10.

Products and services

Customers walking into the Zila Sahkari Bank Lucknow Sgpgi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0ZSBL10

How to transfer money using IFSC YESB0ZSBL10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0ZSBL10 across all three.

How to use IFSC YESB0ZSBL10 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ZILA SAHKARI BANK LUCKNOW SGPGI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0ZSBL10.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ZILA SAHKARI BANK LUCKNOW SGPGI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ZILA SAHKARI BANK LUCKNOW SGPGI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's ZILA SAHKARI BANK LUCKNOW SGPGI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0ZSBL10 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank ZILA SAHKARI BANK LUCKNOW SGPGI (IFSC YESB0ZSBL10)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0ZSBL10 in your mobile or internet banking app, and the money is credited to the ZILA SAHKARI BANK LUCKNOW SGPGI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0ZSBL10 for Yes Bank – ZILA SAHKARI BANK LUCKNOW SGPGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Zila Sahkari Bank Lucknow Sgpgi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0ZSBL10

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – ZILA SAHKARI BANK LUCKNOW SGPGI is still mapped to IFSC YESB0ZSBL10. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0ZSBL10 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Zila Sahkari Bank Lucknow Sgpgi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0ZSBL10 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Zila Sahkari Bank Lucknow Sgpgi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0ZSBL10 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ZILA SAHKARI BANK LUCKNOW SGPGI:

• The IFSC is exactly YESB0ZSBL10 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ZILA SAHKARI BANK LUCKNOW SGPGI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Zila Sahkari Bank Lucknow Sgpgi branch

The branch is located at VILL AND POST, KALLI PASCHIM, RAEBARELI ROAD, LUCKNOW - 226014, which puts it inside Kalli Pachim, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Zila Sahkari Bank Lucknow Sgpgi branch” — the verified location pin for IFSC YESB0ZSBL10 should appear at the top of the results.
2. Confirm the branch is open by calling 8756400235 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0ZSBL10 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0ZSBL10 for Yes Bank – ZILA SAHKARI BANK LUCKNOW SGPGI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Zila Sahkari Bank Lucknow Sgpgi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0ZSBL10, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0ZSBL10 belongs to Yes Bank's ZILA SAHKARI BANK LUCKNOW SGPGI branch, located at VILL AND POST, KALLI PASCHIM, RAEBARELI ROAD, LUCKNOW - 226014 in KALLI PACHIM, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.